Millionaire Mind | Wealth Files part 11

You can be right or you can be rich, but you can’t be both.

Something you hear a lot is “if you keep doing what you’ve always done, you’ll keep getting what you always do” This is something that we were taught from the very first business we were involved in 20 years ago, and as a result have continued learning every chance we get.

Millionaire Mind| Wealth Files

In the last post we talked about Wealth File #16 about acting in spite of fear.

This is the final post of this series and today I am going to talk about Wealth File #17

Rich people constantly learn and grow. Poor people think they already know.

Did you know that the three most dangerous words in the English language are “I know that”?

The only way you can know something is if you live it.  Otherwise you heard about it, you read about it or you talk about it, but you don’t know it.

You can be right or you can be rich, but you can’t be both.

Something you hear a lot is “if you keep doing what you’ve always done, you’ll keep getting what you always do” This is something that we were taught from the very first business we were involved in 20 years ago, and as a result have continued learning every chance we get.

For me, I am doing learning every day by reading books, listening to audios, and researching daily.  My husband and I have done adult education, courses like Small business Management course, Advanced business growth course, WordPress training courses, Financial Management courses, options trading courses.  We never stop learning.  We are always stretching our boundaries.

The only way to have money is to learn how to play the money game inside and out.  You need to learn skills and strategies to accelerate your income, manage your money, and to invest it effectively.

One of the biggest things you have to remember is that “Every Master was once a disaster”

What we have done over the years is find models and say to ourselves “if they can do it, we can do it.”

One of the biggest things I have done for me recently is get involved in Business Bootcamps run by my mentor where I have learned so much and have so much more confidence now to run my business.  I have had training on things like how to do email marketing, how to use tools like Periscope, and Instagram.  How to do video marketing.  Over time I will also teach these as I master them.  One of the things Harv says is that Rich people understand the order of success is Be, Do, Have.  You need to do the inner work on yourself so you can make your ability to receive money bigger and bigger and re-programme your financial blueprint.  You have to know and fell like what you want to become, do the work to get there and then actually have what you wanted.

The best way to learn is from the people that have been there before you, take advice from people that have already achieved what you are wanting to achieve.

If you have enjoyed this series of posts let me know.  I would love to hear from you.  I can be contacted on Facebook.

Leave a comment below, and click any of the banners on this page.  I am learning all the time from my mentor and I would love you to join me on the journey to self discovery and success.

Have a great day

Millionaire Mind | Wealth Files Part 10

Fear is the biggest thing that stops us from taking action. It is the biggest obstacle not only to success but to happiness as well. Therefore the biggest differences between rich people and poor people is that rich people are willing to act in spite of fear. Poor or unsuccessful people let the fear stop them.

Millionaire Mind | Wealth Files

In the last post we discussed Wealth principles 14 and 15.  Today we are going to discuss the next wealth file.

Wealth File #16
The first is Rich People act in spite of fear.  Poor people let fear stop them.

Action is the bridge between thoughts and meditations and visualisations, so if action is so important what is it that prevents us from taking the actions we know we need to take?


Fear is the biggest thing that stops us from taking action.  It is the biggest obstacle not only to success but to happiness as well.  Therefore the biggest differences between rich people and poor people is that rich people are willing to act in spite of fear.  Poor or unsuccessful people let the fear stop them.

What we need to do is face the fear and then do the action anyway.  A book I read a number of years ago and the Harv talks about is by Susan Jeffers is “Feel the Fear and Do it anyway”.  This book was the beginning of changing my lifestyle.  The biggest problem is that is that people want to wait until the fear subsides.  The big thing is to do it anyway.

One of the Wealth principles relating to this is ” A true warrior can “tame the cobra of fear”.  It is imperative to realise that it is not necessary to try to get rid of the fear in order to succeed.  Rich and successful people have fear, rich and successful people have doubts and rich and successful people have worries.  They just don’t let these feelings stop them.

You have to train yourself to not be stopped by anything.

If you are willing to do only what’s easy, life will be hard.  But if you are willing to do what’s hard, life will be easy.

The first time you tried something new, was it uncomfortable or comfortable?  The more you did it the more comfortable it becomes doesn’t it?  When I first started this business I was petrified of doing videos and blogging now I am comfortable doing both.  I am picking up the camera and doing a video whenever I feel the urge now so it has been a huge step of getting out of what was my comfort zone.

Remember the only time you are actually growing is when you are comfortable.  If you want to be rich and successful, you’d better get used to been uncomfortable.   Consciously practice going out of your comfort zone and doing what scares you.

A great example of getting out of your comfort zone is an exercise which Harv does at his evening seminars and me and my husband have done at one of our seminars where you take a wooden arrow with a metal tip and put the metal tip into the soft part of your throat.  The other person you are doing this with then holds the other end of the arrow against their outstretched palm.  The idea is to walk straight into the arrow and break it using only your throat before it pierces through your neck.  The feeling of achieving this is amazing and makes you know that nothing can stop you in the future.  You can overcome anything.  As a result of this exercise I have taken life and not let any of the disappointments get to me but instead look at everything as a new opportunity.

Arrow break

You choose your thoughts.  You train your mind to success.  You can achieve anything

Millionaire Mind | Wealth Files Part 9

What you need to do is move from hard work to smart work. Rich people understand and use leverage. They employ other people to work for them and their money to work for them. Leverage is what a business like I am doing uses too.

Millionaire Mind | Wealth Principles

Well folks this is part 9 of the series I have been doing on the book by T.Harv Eker “The Secrets of the Millionaire Mind”

I have loved this book and have learned so much reading it that I wanted to share the knowledge with everyone.

In the last post we covered the Wealth Files 11, 12, and 13.

Wealth File #14

Rich People manage their money well.  Poor people mismanage their money well 

How do you manage your money or do you manage your money at all?  For me I have realised going through the financial downtime I am currently going through that I have not been a good money manager.  I would generally live from pay to pay hanging out for the next pay as much as possible.  I was terrible at putting money aside for the right things.  But reading this book has changed my thoughts so much.
I am now going to look forward to managing my money when I get it.  Making a proper effort to put money aside for the different purposes it should be put aside for.  Harv Eker says that “Until you show that you can handle what you’ve got, you won’t get any more!” he also says that “the habit of managing your money is more important than the amount.

 

He gives an example of one of the attendees of his course who for the first month only had a dollar to divide into accounts.  Based on the allocation that Harv teaches she put 10c into her FFA (Financial Freedom account). And split the rest of the dollar up into the various other accounts which I will detail later.  This attendee thought to herself “how the heck am I going to become financially free on 10 cents a month, so she committed to doubling that dollar every month. So it went $1, $2, $4, $8, $16 and so on until the twelve month was $2048 that she was dividing up each month.  Then two years later she began to collect some amazing fruits from her efforts and was able to put $10,000.00 straight into her Financial Freedom account.

 

So you can see from this that just starting with any amount will make the universe see that you are managing your money.  It doesn’t matter if you have a fortune right now or virtually nothing.  What does matter is that you immediately begin to manage what you have got, and you’ll be in shock at how soon you get more.

 

Now here is the breakdown Harv says we should be doing with our pay when we get it.

 

  • 10 % into your Financial Freedom Account (This money is only to be used for investing never spending)
  • 10% into your long term savings account for spending later
  • 10% into your Education account – so you can always pay for education
  • 50% into your necessities account – I see this as your everyday expenses running account
  • 10% into your Give account – this is your account for giving to charities etc.
  • 10% for your Financial Freedom spending account. This is the account where you give yourself a fling or treat each month.  It is designed to be spent in full each month.  This is so you feel rich and get a taste of your new life each month.

 

Either you control your money or it will control you.

 

Wealth File #15

Rich People have their money work hard for them.  Poor people work hard for their money.

 

Were you always told stuff like a penny’s pay for a penny’s work or similar types of quotes?  Maybe you were told you have to work for your money but not told the rest that you also have to make your money work for you.

 

What you need to do is move from hard work to smart work.  Rich people understand and use leverage.  They employ other people to work for them and their money to work for them.  Leverage is what a business like I am doing uses too.  I have been taught for years that network marketing works because you are leveraging off other people’s time and more and more now with technology we are also able to leverage our time by doing things like Google Hangouts with multiple people at once and many viewers, Periscope, You Tube videos where you put the information out once and then many people can view it and blogging like this.

 

The idea is that first you work hard for your money and then you let money work hard for you.  Remember money is energy.  Most people put work energy in and get money energy out.  People who achieve financial freedom have learned how to substitute their investment of work energy with other forms of energy.  These forms include other people’s work, business systems at work, or investment capital at work.

 

The definition of financial freedom that Harv gives is “the ability to live the lifestyle you desire without having to work or rely on anyone else for money.”

 

To win this money game the goal is to earn enough passive income to pay for your desired lifestyle.  In short you become financially free when your passive income exceeds your expenses.     This is why a lot of people will reduce their expenses.  Some of the people in the world with the greatest Net Worth just do not look like millionaires or billionaires because they do not flash their wealth around.  They have learned to reduce their expenses so they can live the life they want.

 

Harv has identified two major sources of passive income:

  • The first is “money working for you.” This includes investment earnings from financial instruments such as stocks, bonds, T-bills, money markets, mutual funds as well as owning mortgages or other assets that appreciate in value and can be liquidated for cash.
  • The second is “business working for you”.  This entails generating ongoing income from businesses where you do not need to be personally involved for that business to operate and yield an income.  Examples include rental real Estate, royalties from books or music or software, licensing your ideas, becoming a franchisor, owning vending machines or other types of coin operated machines and network Marketing.  Also any business that is systematised to work without you.

If you want to get involved in Network Marketing I would love to have you along for the ride.

 

Please click any of the banners on this page and I will see you on the other side

 

Let’s change this world together

 

Have a great day

Millionaire Mind | Wealth Files part 8

Rich People believe “you can have your cake and eat it too.” Middle-class people believe “Cake is rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and why they have “nothing.”

Millionaire Mind | Wealth Files

In the last post I talked about Wealth Files 8,9, and 10.  Today I am going to discuss the next few.

If you enjoy reading this then please go back and read all the rest I have done.

Wealth Files #11
Rich People choose to get paid based on results.  Poor People choose to get paid on time.

The first wealth principle that comes from this is that there is nothing wrong with getting a steady paycheck, unless it interferes with your ability to earn what you are worth.  There’s the rub.  It usually does.

Poor people prefer the security of an hourly paid job or salary. However what they don’t realise is that this security comes with a price and that is wealth.

Rich people prefer to be paid on results  or at least partially.  That is why so many CEO’s have a share portion as part of their salary package.  Others get paid once the results have happened, e.g the task is to get so much percentage improvement so they get paid on the percentage increase achieved rather the amount of hours spent doing the work.

The big thing is never to have a ceiling on your income.  The only way you can never have a ceiling on your income is to own your own business and Harv says that Network Marketing can be a dynamite vehicle for wealth.

Other options are to exchange your job to a contract.  The only way to earn what you are really worth is to get paid based on your results.  Harv’s father said “you’ll never get rich working on straight salary for someone else.  If you’re going to get a job, make sure you get paid on percentage.  Otherwise, go work for yourself!”

Wealth File #12
Rich People think “both.” Poor People think “either/or”

Rich people live in a world of abundance.  Poor people live in a world of limitations. Of course, both live in the same physical world, but the difference is in their perspective.  Poor and middle class people come from scarcity.  They live by motto’s such as “there’s only so much to go around, there’s never enough, and you can’t have everything,”   And although you may not have “everything.” as in all the things in the world, I do not think you can certainly have “everything you really want.”

Here is what we mean by both
Do you really want a successful career or a close relationship with your family? Both!
Do you want to focus on business or have fun and play? Both!
Do you want money or meaning in your life? Both!
Do you want to earn a fortune or do the work you love? Both!
Poor people always choose one, rich people choose both.

The most important question to ask yourself is “How can I have both?”

This is an example from Harv what having both can mean.

He was preparing to deal with an unhappy supplier that believes that Harv’s company should pay for certain expenses that the supplier had that weren’t originally agreed to. Harv’s feeling was that estimating his costs was the suppliers business not Harv’s.  Harv was more than willing to negotiate a new agreement for next time but was big on keeping agreements that were already made.  Now in his “broke” days Harv would have gone into this conversation with the goal of making his point and making sure that he didn’t pay the guy one more cent than originally agreed.  And even though he would have liked to keep that supplier, this would probably have ended up as a huge argument.  He would have gone in thinking either he wins or I win.  Today however he is going into this discussion completely open to creating a situation where he is not going to pay the supplier any more money and the supplier is going to be extremely happy with the arrangements made.

Nowhere is “both” thinking more important than when it comes to money.  Poor and many middle-class people believe that they have to choose between money and the other aspects of life.  Hence they work on the assumption that money is not as important as other things.

People who are rich in every sense of the word understand that you have to have both.  just as you have to have both your arms and legs, you have to have money and happiness.

How many times were you told as a kid that you can not have your cake and eat it too? I know I was told it many a time.

This is the Wealth Principle that relates to this

Rich People believe “you can have your cake and eat it too.” Middle-class people believe “Cake is rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and why they have “nothing.”

Wealth File#13
Rich people focus on their net worth.  Poor people focus on their working income

How many times do your friends ask you “How much do you make?”  Most of our friends do not ask what is your net worth but that is the way rich people talk.  They concentrate on net-worth not income.

There are four factors that determine your net worth.  They are:

  • Income
  • Savings
  • Investments
  • Simplification

Rich people understand that building a high net worth is an equation that contains all four elements.  Because all these factors are essential.

Lets go into detail about what each of these are.

Income – This comes in two forms – working income and passive income.  Working income is the type of income we earn from active work.  It is the pay-cheque from our job, or profits or income taken from a business.  Working income required time and labour be invested to create it.  It is important because without it none of the other parts of net worth can be achieved.  Working income is how we fill the financial funnel that enables us to create savings and investments.  Passive income is money earned without you actively working.  Think of royalties for work done in the past, or a residual income.

Savings – This is pretty explanatory.  Saving some of your income for a future time. It is an imperative part of Net Wealth.    This is where you learn money management by saving a portion of your income for future times.  It is only once you have learned to save a significant amount will you have the funds to do the next part of the Net Wealth equation of investing.

Investing – This is where you make your money grow.  You can invest in the the share-market, Property or businesses or anything else that will grow your money.  The better you are at investing the more your money will grow. If you are going to invest you need to learn all about it, choose something you want to learn about, and then study it.  My husband and I have done courses on options trading and one of our friends has had some good success with it.  My husband keeps a good eye on what the sharemarket is doing and generally aware of currency markets as well.

Simplification – this is creating a life where you need less and less money to live the life you want.  It goes hand in hand with saving money, whereby you consciously create a lifestyle in which you need less money to live on.  By decreasing your cost of living, you increase your savings and the amount of funds available for investing.

A great way to look at this is as if you are driving a bus with four wheels.  What would the ride be like if you were driving on one wheel only?  Probably slow, bumpy, full of struggle, sparks and going in circles.  Sound familiar?  Rich people play the money game on four wheels.  That is why their ride is fast, smooth, direct and relatively easy.  The bus is a great analogy because most likely you will want to bring other people along on the ride.   Do you want to join me on that bus ride?  As I sure would like you to join me.

Tracking your Net Worth means you will focus on it and where your attention goes, energy flows and results show.

If you are getting value from these posts please leave a comment below.

If you want to join me on this journey to wealth and self discovery then click any of the banners on this page or leave your email address below and we can do this together.

Have a great day.

Millionaire mind | Wealth Files Part 6

If something bad happens to you e.g. a redundancy do you look at it as an obstacle or an opportunity?

Rich people see potential growth and they focus on rewards. Poor people see potential loss, and focus on the risks.

Millionaire Mind | Wealth Files

 

This is the sixth post on things I have learned from “Secrets of the Millionaire Mind”

Last post I talked about the first four Wealth Files.  Today I am going to talk about the next three.
These Wealth Files  are from ‘Secrets of the Millionaire Mind” by T Harv Eker

Wealth File #5
Rich People Focus on Opportunities. Poor People focus on Obstacles

If something bad happens to you e.g. a redundancy do you look at it as an obstacle or an opportunity?

Rich people see potential growth and they focus on rewards.  Poor people see potential loss, and focus on the risks.

Poor people generally make choices based on fear, their minds are constantly scanning for what is wrong or could go wrong in any situation.  Their primary mind-set is what if it doesn’t work? Or more often, “It won’t work.” Middle class people are slightly more optimistic.  Their mind-set is “I sure hope this works.”

Rich people expect to succeed, they have confidence in their abilities, creativity and believe that if stuff goes wrong they will find another way to succeed.

Rich people focus on what they want, while poor people focus on what they do not.  Remember what you focus on expands.  Because rich people focus on the opportunities in everything, opportunities abound for them.

Your field of focus determines what you find in life.

For me when I was made redundant I focussed on it as an opportunity.  For me it was a chance to put some serious work into this business, doing blogging etc.  It was also an opportunity for me to experience to some degree the life I want to lead of freedom.  Now work opportunities are coming my way so I will not have the freedom again but will keep working on that in my own time.

Harv Eker says if you want to get rich focus on making, keeping and investing your money.  If you want to be poor, focus on spending your money.

Rich people do research quickly, and then take action.  Poor people are known to do the research and then keep doing the research without ever taking action.

Rich people trust that once they are in the game they can make intelligent decisions in the present moment, make corrections, and adjust their directions along the way.

Wealth File #6
Rich People admire other rich and successful people.  Poor people resent rich and successful people.

How do you look at rich people?  Do you look at them and want to associate with them and learn from them or do you think they are bad in some way?  If you think rich people are bad you will never be rich.  You need to change that mental programming.

Me, personally I am loving my association with rich people and am soaking up as much of their knowledge as I possibly can. When I look back at my history my husband and I have always been around rich and successful people.  Over the years we have met some very rich people, and our first real introduction was our first multi-level marketing company. We have always enjoyed spending time with the top earners and have made an effort to do so in every other business we have been associated with.  To me rich people are my mentors, they have done it, so I am going to follow in their footsteps as much as possible.

The truth is resenting the rich is one of the surest ways to stay broke.  Instead of resenting the rich we need to start admiring the rich blessing them and loving them.  That way when you become rich other people will admire you, bless you and love you instead of resent the heck out of you the way you might do them now.  One of the sayings in in Hawaii based on old Huna Wisdom is

“Bless that which you want.  If you see a person with a beautiful home, bless that person and that home.  If you see a person with a beautiful car, bless that person and bless that car. If you see a person with a loving family, bless that family and bless that person.  If you see a person with a beautiful body bless that person and bless their body.  In other words Bless that which you want”

 

Wealth File #7
Rich People Associate with positive, successful people.  Poor people associate with negative or unsuccessful people

Take a look at the people around you.  What sort of people are they? Do they celebrate the success of others or do they put down their success?

Harv Eker says the fastest and easiest way to create wealth is to learn exactly how rich people, who are masters of money, play the game.  The goal is simply model their inner and outer strategies.  If you take the exact same actions and have the exact same mind-set, chances are good you will get the exact same results.

Here is Harv’s answer if the loved ones you are closest too are negative

“First don’t bother trying to get negative people to change. That’s not your job.  Your job is to use what you have learned to better yourself and your life.  Be the model, be successful, be happy, then maybe – and I stress Maybe- they’ll see the light (in you) and want some of it.  Again, energy is contagious.  Darkness dissipates in light. People actually have to work hard to stay “dark” when light is all around them.  Your job is simply to be the best you can be.  If they choose to ask the secret, tell them.

Second keep in mind another principle that is taught in another of Harv’s courses “everything happens for a reason and that reason is there to assist me.” Yes it is difficult to be positive and conscious around people and circumstances that are negative, but that’s your test! Just as steel is hardened in the fire, if you can remain true to your values while others around you are full of doubt and even condemnation, you’ll grow faster and stronger”

Did you know that most people earn within 20% of the average income of their closest friends?  That’s why you’d better watch whom you associate with and choose whom you spend your time with carefully.

“If you want to fly with the eagles, don’t swim with the ducks”

Rich people hang around with winners.  Poor people hang around with losers.  Why? It’s a matter of comfort

 

If you like what you are reading here please share this post and comment below.  I would love to hear from you.

If you want to start associating with Rich people like I do, join me so we can both be rich and change the world together.

Millionaire Mind |Wealth Principles |Money Mastery part 5

This post is further learnings from the book Secrets of the Millionaire mind. Today we discuss the first four wealth files in depth.
Think big, rich people create their own lives, Rich people play the money game to win, and are committed to been rich.

Millionaire Mind |Wealth Principles |Money Mastery

Yesterday I shared the 17 Wealth Files.  Today I am going to go into more detail on the first 4 Wealth files.

I am currently reading the book Secrets of the Millionaire Mind by T Harv Eker and in this series of posts I am sharing what I am learning from this book.

The first Wealth File I am going to talk about is

Rich People believe “I create my Life” Poor People believe “Life happens to me”

The most important thing you meed to know about rich people is they believe they are responsible for their own life.  They choose to believe that they create their life by their thoughts and actions.

They do not blame anything else for where they are in life.  Rich people believe that no matter what (the environment is, the political situation is, my friends think of) what happens in my life is up to me.

Another thing that poor or middle class people do is justify to themselves that money is not really important.  If you do not think money is important then it will not feature greatly in your life.  Money is extremely important in the areas in which it works, and extremely unimportant in the areas in which it doesn’t. And although love may make the world go round, it sure doesn’t pay for the building of any hospitals, churches or homes.  It also doesn’t feed anybody.

Another clue that you are not thinking rich is complaining.  I just love this statement “When you are complaining, you become a living breathing “crap magnet””.  When you think this it really makes it clear to you that it is stupid to complain because the more you complain the more you are putting bad stuff out there, and the more that you put the bad stuff out there the more it will come back to you.

Whenever you hear yourself blaming, justifying or complaining stop immediately and remind yourself that you are creating your own life and that at every moment you will be attracting either success or crap into your life.  It is so important that you choose your thoughts and words wisely.

Remember Money Mastery is more mindset than technique

Remember there is no such thing as a really rich victim.

Wealth File 2

Rich people play the money game to win.  Poor people play the money game not to lose

If you shoot for the stars, you’ll at least hit the moon.  You need to think rich.  Give yourself treats every so often by doing things like not looking at the prices on a menu on a night out.  Make your goal to be rich not just comfortable.

Have the goal to have massive wealth and abundance not just to be comfortable and be able to pay the bills.

Wealth File 3

Rich people are committed to being rich. Poor people want to be rich.

The number one reason people don’t get what they want is because they do not know what they want.  Rich people are totally clear that they want wealth.  They are unwavering in their desire and are fully committed to creating wealth, as long as it is legal moral and ethical they will do whatever it takes to have wealth.  Rich people choose to be rich firstly then commit which means holding nothing back to achieve being rich.

Wealth File 4

Rich people think big.  Poor people think small.

The law of income: You will be paid in direct proportion to the value you deliver according to the marketplace.

Are you going to play big or are you going to play small?

Here is a video I did on this recently

https://www.facebook.com/Lazerlh/videos/10207621378755207/

Would you rather solve problems for a small amount of people or a large amount of people.  The world doesn’t need people playing small.

The declaration that goes with this wealth file is very strong.  “I think big! I choose to help thousands and thousands of people”

If you want a vehicle that will help you to think big and live the life you want click on any of the banners on this page, message me on Facebook and leave a message below.

Have a great day

 

 

 

 

 

Millionaire Mind |Wealth Principles |Money Mastery part 4

Now I am going to share the wealth files. These are direct from the book “secrets of the Millionaire mind” by T Harv Eker.

The wealth files are seventeen ways rich people think and act differently from poor and middle class people.

Millionaire Mind |Wealth Principles |Money Mastery

Last post we talked about how specific incidents can affect our blueprint and how to actually review what our blueprint is looking like now.

Now I am going to share the wealth files. These are direct from the book “secrets of the Millionaire mind” by T Harv Eker.

The wealth files are seventeen ways rich people think and act differently from poor and middle class people.

I am not going into any detail just listing them today.

  1. Rich people believe ‘I create my life.” Poor people believe “Life happens to me”
  2. Rich people play the money game to win.  Poor people play the money game not to lose
  3. Rich people are committed to being rich.  Poor people want to be rich.
  4. Rich people think big.  Poor people think small.
  5. Rich people focus on opportunities.  Poor people focus on obstacles.
  6. Rich people admire other rich and successful people.  Poor people resent rich and successful people.
  7. Rich people associate with positive, successful people.  Poor people associate with negative or unsuccessful people.
  8. Rich people are willing to promote themselves and their value.  Poor people think negatively about selling and promotion.
  9. Rich people are bigger than their problems.  Poor people are smaller than their problems.
  10. Rich people are excellent receivers.  Poor people are poor receivers
  11. Rich people choose to get paid on results.  Poor people choose to get paid based on time.
  12. Rich people think “both.” Poor people think “either/or”
  13. Rich people focus on their net worth.  Poor people focus on their working income.
  14. Rich people manage their money well.  Poor people mismanage their money well.
  15. Rich people have their money work hard for them. Poor people work hard for their money.
  16. Rich people act in spite of fear.  Poor people let fear stop them.
  17. Rich people constantly learn and grow.  Poor people think they already know.

Over the next few days we will go into more detail about what these wealth files mean.

For today have a great day.

If you like what you are reading here and want to know more please contact me on Facebook and click any of the banners on this page.

 

 

Millionaire Mind |Wealth Principles |Money Mastery part 3

Last post we talked about the way that programming and modelling have set our financial blueprints and shared an exercise in our to change this part of our blueprint.

Today we will talk about more gems I have got from the book ‘Secrets of the Millionaire Mind” by T Harv Eker.

Another way that our thoughts about money can be influenced is from specific incidents.

Millionaire Mind |Wealth Principles |Money Mastery

Last post we talked about the way that programming and modelling have set our financial blueprints and shared an exercise in our to change this part of our blueprint.

Today we will talk about more gems I have got from the book ‘Secrets of the Millionaire Mind” by T Harv Eker.

Another way that our thoughts about money can be influenced is from specific incidents.

Harv gives the example of Josey.  When she was eleven years old her parents were having yet another argument about money at a restaurant.  Her Dad was standing up thumping the table.  Next thing she knew he was tuning red then blue then falling to the floor.  Because Josey had learned CPR in swim team she administered CPR to him but he died in her arms.  So from that day forth Josey’s mind linked money to pain.  As an adult she got rid of all her money as soon as she earned it because she associated it with pain.  It was also interesting to note that she became a nurse.  After doing the course with Harv she has now given up nursing, she felt she was in the job for the wrong reason and is now doing financial planning one on one with people helping them to understand how their past programming runs every aspect of their life.

Another example he gives is his own wife was brought up with the belief that women did not have money because everytime she wanted something her mother would say “go and ask your father, he has all the money”  As a result as an adult anytime she was given money she would spend it all as she was programmed that women only had money for a specific purpose and that was to spend it.

The steps to change your financial blueprint as a result of specific incidents is:

  1. Awareness – Consider a specific emotional incident you experienced around money when you were young.
  2. Understanding – Write down how this incident may have affected your current financial life.
  3. Disassociation – Can you see why this way of being is only what you learned and isn’t you? Can you see you have a choice in the present moment to be different?
  4. Declaration – Put your hand on your heart and say ” I release my nonsupportive money experiences from the past and create a new and rich future” Touch your head and say “I have a millionaire mind

So from doing these exercises have you worked out what your financial blueprint is set for?  Are you conditioned to have a consistent income or a fluctuating income? Are you set to earn only a maximum amount e.g 75-100,000 a year or $250,000 + a year?

More importantly are you set to reach your full financial potential.  Some of you might be asking ‘why on earth would anyone need the millions a year?’ Firstly that question is not very supportive to your wealth and is a sure sign you’ll want to revise your money blueprint.  Secondly some people want to earn lots of money so they can help other people.  Be a huge donor to charities that matter to them.  For me that is the Wellington Free Ambulance and now my family in Kenya.  For my own father it was the Marrow transplant Unit in Christchurch and Diabetes research.

For the founder of my company it is helping to feed 100,000 children a day.

Another question is are you good at investing or saving? Some people can be an absolute Midas when it comes to attracting money however fail abysmally at successful investing.  Check your blueprint to see if it is a result of modelling or influence.

The best way to discover your blueprint is to look at your results.  Is money a struggle or does it come easily? Your blueprint is like a thermostat.  If the temperature in the room is 20 degrees, chances are good that the thermostat is set for 20 degrees.  If a window is opened or a door is opened the thermostat will always do its best to return the room to the 20 degrees.  The only way to permanently change the temperature in the room is to adjust the thermostat.  In the same way, the only way to change your level of financial success “permanently” is to reset your financial thermostat.

Here is the wealth principle from this discussion:

  • The only way to permanently change the temperature in the room is to reset the thermostat.  In the same way, the only way to change your level of financial success “permanently” is to reset your financial thermostat.

You can try anything and everything you want to.  Study, develop your knowledge in marketing, sales and negotiation but unless you have the inner toolbox big enough to create and accept large amounts of money all the study in the world will be useless.

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Have a great day

 

 

Millionaire Mind |Wealth Principles |Money Mastery Part 2

Today I am going to carry on from where I left this blog and share with you a few more wealth principles I have learned from reading the Secrets Of the Millionaire Mind by T Harv Eker.

As I mentioned in my last blog our programming over the years has made us who we are today. Harv gives us a wonderful example of how this was manifesting and how this belief was changed.

Millionaire Mind |Wealth Principles |Money Mastery

Today I am going to carry on from where I left this blog and share with you a few more wealth principles I have learned from reading the Secrets Of the Millionaire Mind by T Harv Eker.

As I mentioned in my last blog our programming over the years has made us who we are today.  Harv gives us a wonderful example of how this was manifesting and how this belief was changed.

This is a direct quote from the book

Stephen shared with us that when he was growing up, his Mom always used to say, “Rich People are greedy.  They make their money off the sweat of the poor.  You should have just enough to get by.  After that you are a pig”

It doesn’t take a rocket scientist to work out what was going on inside Stephen’s unconscious mind. No wonder he was broke.  He was verbally conditioned by his mother to believe that rich people are greedy.  Therefore, his mind linked up rich with greedy, which of course is bad.  Since he didn’t want to be bad, unconsciously he couldn’t be rich.

Stephen loved his Mom and didn’t want her to disapprove of him. Obviously based on her beliefs if he were to get rich she wouldn’t approve.  Therefore the only thing for him to do was to get rid of any extra money beyond just getting by, otherwise he would be a pig.

Now, you would think that in choosing between being rich and being approved by Mom or anyone else for that matter, most people would take rich.  Not a chance! The mind just does not work that way.  Sure riches would seem to be the logical choice. But when the subconscious mind must choose between the deeply rooted emotions and logic, emotions will always win.

Now here is that wealth principle

  • When the subconscious mind must choose between deeply rooted emotions and logic, emotions will almost always win.

The way this was mended for Stephen was – first he had to understand that these non-supportive beliefs were his Mom’s not his.  Next they got his Mom to approve of him been rich by buying her a condo in Hawaii which she loved.  And now he is a millionaire many times over. She loves that he is rich and tells everyone how generous he is.

 

Here is the method used to do the re-programming of verbal programming.

  1. The first step is awareness. Write down all the statements you heard about money, wealth and rich people when you were young.
  2. Understanding Write down how you believe these statements have effected your financial life so far
  3. Disassociation Can you see that these thoughts represent only what you learned and are not part of your anatomy and not who you are?  Can you see that you have a choice in the present moment to be different?
  4. Declaration Place your hand over your heart so the body can feel the vibrations and say “What I heard about money isn’t necessarily true.  I choose to adopt a new way of thinking to support my happiness and success. ”  Touch your head and say “I have a millionaire Mind

The other main cause of our programming is modeling.  Were your parents good with money?  Were all the arguments in the house because of money and the way it was saved or spent? Did your parents take risks with their money? Were they entrepreneurs?

If your blueprint isn’t set for success, you are doomed.  So please do these exercises, think about your conditioning as a child and work to change it so you can have the real success you desire.

If you have enjoyed this post please comment below and make contact with me on Facebook.  I would love to help you in your process of changing your financial blueprint.

Have a great and prosperous day

 

 

 

Millionaire Mind |Wealth Principles |Money Mastery

hat kind of money mastery do you have?

Do you have a millionaire mind?

Do you know about wealth principles?

I have been reading the book Secrets of the Millionaire Mind by Harv T Eker and would like to share with you today some of the Wealth Principles he discusses that enable you to understand money mastery.

Millionaire Mind |Wealth Principles |Money Mastery

What kind of money mastery do you have?

Do you have a millionaire mind?

Do you know about wealth principles?

I have been reading the book Secrets of the Millionaire Mind by Harv T Eker and would like to share with you today some of the Wealth Principles he discusses that enable you to understand money mastery.

The first one that really struck home is

  • Your Income will only grow to the extent you do!

Now what does this mean?  To me this means that if your mind is not prepared to accept a large amount of money through things we were told in our developing years or our total attitude to money then you will only get the income your mind is prepared to accept.  This is why a lot of lottery winners after a couple of years are back to the position they were in just before they won the lottery.  Their mind will not let them stay rich as it goes against something in their mental blueprint.

  • If you want to change the fruits, you will first have to change the roots.  If you want to change the visible, you must first change the invisible.

This means if you want to change your results then you have to work at what is below.  (The mind) You need to change the mind by changing your limiting beliefs.  This can be done by reading and understanding that the things your parents told you about money are not real. By consciously watching your thoughts and reactions to money and changing the thoughts when you catch them, and avoiding people who have a very negative concept about money. We need to work on our inner selves to improve the outer results.

  • Programming leads to thoughts, thoughts lead to feelings, feelings lead to actions and Actions lead to results.

Your financials blueprint is a result of what you have learned in the past.

Here is a little video I did about some of the programming I got as a child.

Money does not grow on trees

Do you want to know ways that you can improve your financial blueprint, your money mastery, and gain a millionaire mind?

Understand these wealth principles and I will share more with you over the next few days.

For now if you want to know more, meet on Facebook, and I would love to know what you think of the first few wealth principles I have shared with you today.

Have a great day