My Story | Who is Leonie Henskie Part 5

In this blog I discuss the last few years of events that have been happening in my life and come to where we are today.
Today we discuss, deaths, Joy and sorrow and redundancies.

The next major event in our life was the Christchurch quakes. These affected many people in New Zealand and they affected me because my family lives down there.

Fortunately for my family no one was hurt but the city will never be the same again.  What effected my family most were the aftershocks.  And the ongoing mental and physical damage they did to people.

We, up in Wellington, have no real idea of what they went through. Even though we have always been the city forecast to have the quakes, so have always built above the rest of the country’s code.  When I used to ring my Grandmother, Nan would tell me that she could hear the quakes coming as my parents had got her a dresser where the handles rattled, so she could brace herself for the aftershocks.

April 2011 Brian finally gave up the struggle.  He was in hospital for Easter and I remember Betty told us he really held on until he could receive his Easter communion which was a couple of weeks after Easter because the hospital chaplain was so busy.  The day he received his communion he died that night.  We had been in the hospital earlier in the evening and had seen him then.  This time he had suffered a stroke on top of everything and that was making his limited breathing very hard and he had no concentration for reading which was his life. Betty got the call at about 9.30 that night that the orderlies had just been going to collect Brian to take him back to MAPU ward so he could go on the ventilator and when they got back he had passed.

Brian Photo

When we saw him laid out he was the most peaceful we had seen him for a long time.  He was no longer struggling.  Brian died when Alan had only been in a new role for a couple of weeks but Telecom were great and made sure he had the support he needed.

We went down to Christchurch for the Christmas of 2011 and I caught up with my family . The damage to Christchurch was heartrending.   Alan and I were staying in a motel in Riccarton and were able to walk around and see the damage that had happened.   So many of the landmarks I had grown up with were no longer there, or were damaged beyond repair.

In  2012 we were down in Christchurch again this time to say goodbye to my grandmother, the last surviving grandparent I had, while she was hospitalised for the last time.  I am glad we managed to get to see her one more time before she passed . I was not able to make it to her funeral so once again I did not grieve properly until a later time.

The other big thing that happened to us in 2012 was we met our friend Heni who has made a huge change to our lives.   I have spoken before about how Heni has changed our lives and also how we have changed hers so I will not go into detail here.  If you want to read more about this then read it here .

And one thing that was not so good in 2012 is our cat that we had had for 18 and a half years, and she was 4 and a half, when we got her, finally passed on.  Here is a photo of Spliffy. We knew she was old and getting ready to pass but she managed to hold on until the 15th of February and died in our arms.  She was cremated on the 18th of February which was my birthday.  She was a beautiful cat and a big part of our lives.

After Spliffy passed we got our deck done.  For us this was a major piece of work as we had been in the same property for 20 years and not really experienced any outdoor living space as the front lawn had been a bull nose.  That deck has made such a big difference to us.  Even today while it is raining heavily we have the deck door open so the cats can come in and out at will. Once the deck was complete we introduced Raspberry to our family.  It was the first time we had ever had a kitten so it was a big learning curve for us and watching her grow was amazing.  I have never really been a big photo taker but with Raspberry we have made sure we have had lots of videos and photos of her growing up.

Here is what she looked like when we first met her.

Raspberry 1

 

Things have gone reasonably smoothly since the end of 2012.

We got another cat in early 2014 exactly a year younger than Raspberry and he is called Coffee.

Alan and Coffee

I did a really good contract at Telecom/Spark at the end of 2013 which turned into a permanent role at the beginning of 2014 and life was looking pretty smooth.  Then things started happening around the office.  The first big change was the name change from Telecom to Spark. Then they started restructuring. Alan was in the thick of things and the strain was really showing, he had already survived two other cuts, so when in December 2014 Alan was made redundant he was jubilant.  To him it was an opportunity to start a business of his own and he would have at least 6 months of redundancy to get things going with. As usual I was a mess, crying all the time as I was coming to terms with the fact that for the first time in about 25 years I was going to be the only breadwinner until his company kicked in.

Over the Christmas break I immediately went into action starting to work on a plan B in case anything else happened as once Spark started re-structuring you knew it was going to be an ongoing process.  That is when I came across this business and started doing the training.  I loved what I saw so much and the company really  rang my bell as something I would love to be involved with, that I went all in as soon as I could.  To me it was the best decision I could have done as the training I have done with this company and work on self-development has helped so much this year.

The next thing that happened to us was Alan’s Grandmother passed in her 101st year.  If you want to read more about this I have written about it at the time last year.  You can read it here,  Once again my birthday is now associated with a different event as the funeral was on the 19th of February,  It was at Gran’s funeral that I finally said goodbye to Nan.  So many of the things the speakers were saying about Gran Henskie made me think of my Nan.  My girlfriend who also attended with us found it cathartic for her to finally say good bye to her grandmother and mother as well.

We knew it was coming so when it did it we were a lot more mentally prepared than in the past.  I was made redundant on the 14th August 2015.

Now we had two of us out of work.  Alan’s business was not yet making a sustainable income and neither was mine. And this time around getting a new position was harder than it had been in the past.

I continued to work my business every chance I got and was starting to get more interest all the time. However it could not pay the bills yet.  We thoroughly enjoyed the time we had together.  We were able to go swimming mid-week, spend relaxed time together and get an idea of what life will be like when we are leading the life we really want to.  Just in future there will not be the financial stress.

This year has been a year of learning.  I have met some amazing people online and in person.  I have done some amazing training setting me up for success and life.  I have prepared my mind for success and will continue to do so for the rest of my life.

Everything happens for a reason and just as we were about to fill out the papers seeking government assistance fate steps in the way and I manage to pick up temporary work.  This happens every time so I know no matter what we will be OK.  And the good news is that after a solid 4 months of looking Alan has a contract role starting the 11th of January so we are excited for this year.

This year has been a year of learning.  I have met some amazing people online and in person.  I have done some amazing training setting me up for success and life.  I have prepared my mind for success and will continue to do so for the rest of my life. We have learned to live life to fullest on a budget and I have even managed to help a Kenyan family over the year as well.

The teeshirt at the top of this blog I think says it all.  This was designed by my husband and he is going to re-launch that side soon.  If you do not suffer scrapes and bruises along the way you are not living life.  However you also need to learn from those scrapes and bruises so each time you fall down you can get up again.

I hope that going through my experiences like this has helped you understand a bit more about me. And shown ways I can help you to get through your challenges what ever they might be.  As you can see I have had to deal with grief, Redundancy and illnesses of various sorts over the years so I have a wealth of experience.

Have a great day.  And if you have missed the rest of the series they are available here:

Part 1

Part 2

Part 3

Part 4

If anything I have said resonates with you.  Leave a comment below, and catch up with me on FaceBook.  I would love to chat.

 

 

My Story | Who is Leonie Henskie part-4

This was my first overseas trip since my 21st so I was really excited. We flew to Brisbane and then caught the train to Surfers Paradise where we had an apartment for a week. We did three days of Conference meeting many of the leaders and picking up lots of information not just on the business itself but that could be transferred to life in general. When the Conference was over we then had the most amazing holiday.

Here is the next part of my story.  I hope that some of my experiences will help others.

I worked at home for 10 years.  The reason for that was we were hoping to start a family, however that did not happen.

I decided I wanted to go back to work again so I could socialise with people again because over the time I had been at home all my friends were working as well as Alan so I  did not have any one to socialise with and not having children I was not involved in any young mother’s groups.

When I decided I wanted to return to the workforce a role came up at EDS where Alan was working at the time. It was an administration role looking after a number of department heads so it was right up my alley. I just love making life easier for other people, organising their diaries and doing all the nitty gritty tasks to make life easier for managers. I did this for about a year until I was offered a role as a Project Facilitator. Project facilitator was a EDS specific role but was basically project Administrator. This was my first introduction to Projects and I loved it. I was looking after a team of about 10 Project Managers and was doing all the quality control and programme coordination for the support projects. It was great for me to be working again and I had a great time.

But all this normality was about to change.

It turns out that the second part of 2007 was going to be a big year for us.

At that stage we were working with a multi level company called ACN and we had the opportunity to go to Surfers Paradise, Australia for a Conference.

This was my first overseas trip since my 21st so I was really excited.

We flew to Brisbane and then caught the train to Surfers Paradise where we had an apartment for a week. We did three days of Conference, meeting many of the leaders and picking up lots of information not just on the business itself, but stuff that could be transferred to life in general. When the Conference was over we then had the most amazing holiday.

Activities we did were going to Jupiters Casino for a show.  The show was called Zingara and one of the amazing things it included was stunt motor-cycle riding. Going to MovieWorld Amusement park where I went on my first roller coaster, even if it was only a child-size one, watching the Police Academy driving demonstration and riding on a log ride where a photo is taken as you come out of the final tunnel descending into a pool of water. We also went shopping, seeing, what was to me, a huge mall called Pacific Fair which was across the road from our apartment. We did a lot of walking and I also got to visit my first Sushi Train restaurant. As we do when we are anywhere we found the local takeaways and shops as well going to the tourist places as well.

 

Our Austrlia Collage

 

During this time Alan had been going to Australia every couple of years for exams and just after we got back from Australia as a couple Alan was going to be  heading back again for an exam about 4 or 5 weeks later.

Alan has a blood condition which means that he is 10% more likely to get blood-clots so he needs to have aspirin for a few days before he flys and wears travel socks for travelling. During the conference we didn’t think about him wearing the socks as we thought we were moving enough, but it appears the accumulation of the conference followed by another trip to Australia and a three hour exam were bad and he should have been wearing the socks during those events.

Because, when Alan got back from Sydney a few weeks later, he started getting a really sore leg that could not be relieved any of the normal ways, so visited the Doctor. Doc took one look, ordered us over to get Ultrasounds, and from those results we were immediately sent to hospital. Alan had Deep Vein Thrombosis (DVT) below the knee. The hospital gave him one injection and organised for a district nurse to come and teach him how to inject himself. For the next four weeks Alan had to give himself an injection in the stomach everyday until his bloods were stable again. He was confined to the house, and was told specifically that he could only walk from the bedroom, to the kitchen and not outside of the house for six weeks unless he had to attend a medical appointment. Alan was put on Warfarin, and was on it for another year until the medical people were certain that his blood was at a normal clotting level.

During this time one of Alan’s friend was working early shift so was able to visit Alan everyday after his work and also because he was retail he had his weekends midweek so he was able to take Alan to his place from time to time so he was not seeing the same four walls all the time.

Over this time, because of his health issues,  Alan got depression and put on weight and generally got down. So having his friend around was good for him.  Fortunately, Alan  can tell when he is getting depressed and now can work out what he needs to do to get out of the depressive episode.

The other thing that happened was about four weeks after we got back from Australia I noticed that I was getting less and less work to do and a lot of the tasks that I used to do before I went to Australia were not been returned to me. The next thing I was taken aside and told that my job was no longer required. I was made redundant. This was my first time and it hit me hard. Now when I am under stress I cry.  This can be very unfortunate in the workplace because I might be coping pretty well but the simplest thing can set me off crying again.  Fortunately EDS were very good to me and put me through some counselling sessions and through a wonderful re-training and career preparation course which taught me how to write CV’s, Cover letters, and present at interviews. It was a high detail course and to me it was wonderful and I have used its resources time and time again.

It is amazing what you go through when you are made redundant.

I highly recommend that if counselling is available you take up the offer, as you don’t know when things are going to hit you. For me, issues of rejection came out, from a former role.  This counselling let me clear my head so that when I now go from job to job I know it is not rejection of any kind, just that that job is finished now and I can move on.  When you are highly stressed all kinds of baggage can come out.   As a result of the counselling and the training before I finished at EDS I had another job to go to. Fortunately for me on this timeline I went through the redundancy before Alan’s DVT was revealed.

This was the beginning for me of multiple jobs, Temping, Fixed Term Contracts, Contracts and even permanent roles. So I am used to finishing roles and moving onto the next one. Things were going reasonably smoothly for the next period of time. I was changing jobs often so getting good at interviews and working my way through the change of job each time.

We were still visiting hospital regularly for various family members. Betty had a dose of Bowel Cancer. Had the operation to fix it and chemotherapy and now has been cancer free for a few years now. Gran Henskie was admitted to hospital for Pneumonia a couple of times and was never the same again. And Alan had an operation that his blood specialist made clear was for health not vanity to remove his varicose veins. And Brian was gradually getting worse with more and more hospital visits but he was still going strong.

More to follow in the next post

To read the rest of my story please read the posts that have come before this one.

Part 1

Part 2

Part 3

To get to know me personally please contact me on Facebook.  If anything I have said has struck a chord please leave a comment below and share this blog.

My Story | Who is Leonie Henskie? Part 3

I have been thinking more about this and reading Brendon Burchard Millionaire Messenger it has made me think of putting a lot of more detail into my adult life as really so much has happened.

Events that stand out and I am going to go more into more detail for me have been generally related to dealing with sick people. I can also talk about rescue training I have done as well.

In the last two posts I discussed a quick overview my childhood and an overview of my adult-life.  I have been thinking more about this and reading Brendon Burchard Millionaire Messenger it has made me think of putting a lot of more detail into my adult life as really so much has happened.

Events that stand out and I am going to go more into more detail for me have been generally related to challenges I have faced. I will also talk about a number of positive things I have done as well.  There are lots of great things that happen.

I am only going to talk about things I was living through daily.  The other half of my family were going through a lot as well but because I was based in Wellington I was not living through things like my grandfather’s illness and the various setbacks my parents have had.

Let me start near the beginning.

I met Alan at CIT Heretaunga Upper Hutt.  He was doing Computer studies and I was doing Pharmacy school.  That year I found out that that exams and I just did not agree.  I had been top of the class in some subjects and after exams found that I was middle of the class.  I also failed some papers so my parents said after Specials it was better for me to stay in Wellington as the job situation was better there.

Once Alan and I had our own flat we got involved in Civil Defence training and were part of the Wellington Emergency response team.  Through this training we learned to do everything related to civil defence and emergency training however I am happy to say that in the time we were doing the training there were no civil emergencies but we were involved in a number of exercises over the years we were practising.  This training I believe has prepared me for the rest of what life has thrown me over the years.

Not long after we got married I got a call at work to say that Alan was been taken to hospital as he had had an electric shock.  That was the first of many hospital visits over the years, whether it was my husband, father-in-law, brother-in-law, Mother-in-law or Grandmother-in-law.  I have only personally been in once or twice for myself.

You get very good at immediately getting into action.  That was the first time and Alan was home before I got home because he had been discharged already.  What had happened was a computer monitor had discharged into him when he was turning his monitor on.  He had been seated in a wheelie chair and next thing he knew the chair he was on and him were on the other side of the four chair pod. He walked into his bosses office and they immediately organised for him to be transferred to hospital. The hospital found the entry point and a discharge point and the result of it was his body was a C for the next few days while the muscles contracted on one side and extended on the other.  That was probably the most minor of the hospital visits or illnesses we have had to deal with.

We have also had to work our way through financial challenges.

Even though my parents put in to help us with the deposit for the house mortgage rates were high, and  we were dealing with the early 90s interest rates.  Our mortgage rates were the equivalent to credit card rates.  We were both working three jobs and we had a boarder just to have enough to pay the bills.  We were working our day jobs, doing telemarketing for a time share company in the evenings and we were also doing door to door surveys in the weekends for a research company (and we were both in what was considered well paid jobs for our age group). One really good thing about that night job is we got ourselves a timeshare in Taupo where we have gone on holiday for a further 20 years.  That was what we consider a good investment.  Because it has given us a resort quality holiday every year for seven days for a quarter of the price of a resort holiday normally.  So today we laugh at the fact that the mortgage rates are so low(mid single figure) and that people are worried about a 1 or two percent increase.

Alan’s father also started a bookshop in the mid nineties.  By then we had stopped doing multiple jobs and were only doing the main day job but we did still have a boarder.  Not long after he started it Alan decided to pick up half the shop and create a games shop out it  and that meant that from then on, we were busy every weekend working the shop, doing our own jobs through the week, and also going to Games clubs.  We used to to go to Wargames club in Upper Hutt, Wellington Central, Johnsonville and even Levin once a month.  We had sales tables at these clubs and Alan was also a gamer.  It was nothing unusual for Alan’s fellow gamers to call us in the evening and ask if some order had come in, come and pick up Alan, go to the shop collect their order and then drop Alan home again.

We had the shop for about four years until Brian had to close it as his health had deteriorated  too much for him to be able to run it.  He offered it to us but it really was not making the kind of income we were getting through our day jobs.  Alan’s father had Emphysema and as a result once he was on Oxygen 24 hours a day and we knew that it could be anytime that we could get bad news.

Brian broke a lot of health records, he was on Oxygen 24 hours a day for 10 years and  still driving him self around up until about a year before he passed.  He had a portable oxygen unit which enabled him to go everywhere.  He would go into hospital many times for his emphysema, with complications like Pneumonia, and even just colds but he was stubborn and it was not until he had a stroke on top of everything else that he finally gave up. There were many times I would have to organise to pick up his vehicle from where it had been abandoned because an ambulance had to pick him up or he had been admitted to hospital.

He was nicknamed Darth Vader by a number of our friends because of the portable oxygen tank that he carried everywhere with him. Because of these frequent hospital visits Alan and I got very good at working out whether we had to drop everything to go to the hospital or if it was just another quick visit and he would be home again in a few days.  As a result of this need for quick response we did not like to travel very far as we knew that we had to be able to get home quickly to help Alan’s mother, Betty  at any time, especially as I was the only one other than Brian that drove.

It got to the stage where Betty and Brian knew the names of all of the Wellington Ambulance staff and the staff knew that they would need two people at all times to lift Brian into the ambulance and that it was a really difficult drive to manoeuvre.  They also knew that when they were called a paramedic would need to be ready as Brian would normally need morphine to help get his breathing under control.  As Brian’s health deteriorated he needed a wheelchair and Betty had to wheel him everywhere.  Betty became very good at manouevring that chair everywhere and was an extremely patient woman.  Because of the mobile oxygen tank Betty and Brian were still able to go on holiday, but they always needed to have the oxygen refiller with them and could really only drive as Brian could not go on planes.

It is the dedication that these Wellington Free Ambulance people showed to our family that has made Alan and I say that one of the things we want to do with our life is be able to buy and equip and crew and maintain an ambulance for the Wellington Free Ambulance.  That is one of the whys of me doing this business.

Betty and Brian tried to live as normal life as possible, they still would go to things like the movies etc for as long as they could. Betty and Brian helped a lot of people over the years.  They had both been heavily involved in scouts for many years and it was only natural that Brian would be instrumental in organising a local COPD support Group (Chronic obstructive pulmonary disease) to help others in the community.

Often when we were away we would get a call from Betty to say that Brian was in hospital.  We would talk it through with her and work out if there was any need for us to rush home or not.  Fortunately I do not remember anytime when we actually rushed home. But there was always that chance.

Early on in our marriage Alan suffered a dose of Chronic Fatigue syndrome.  This was bought on because Alan used to drink about 12 filter cups of coffee a day and his adrenal glands stopped working.  When his doctor said he would be off work for 6 months his boss suggested he go and see a naturopath.  We did and by use of vitamins and stopping coffee drinking he was back at work again in three months instead of six months.  Fortunately another friend of ours was also off work at the time because of a mental illness so she was able to take him along to some of the therapy classes she was doing so he didn’t go stir crazy.

At the time I working as a professional temporary so often could not be around when I wanted to be.  I would get a bit sidetracked sometimes worrying about Alan so when Alan went back to work it was time for me to leave office life for a while.

At the time I was starting a new venture.  I was working from home doing international wholesaling, doing data entry and also having my first experience of web marketing.  We  did a night course on Small Business Management together during this time and loved working with other people designing their businesses. Other activities we did over this time was arrange a series of big dance parties which got international visitors. We were very proud of these and we had newspaper coverage at the time.  The last of these parties was run in 2002.

When my grandparents got to their 60th Wedding Anniversary, Alan and I managed to get the Cards they received from the Governor General and Prime Minister of the time, framed and gave them that for their gift.  To me this is a great achievement and I want for us to reach our 60th as well.

Nan and Grandad had moved into a retirement village some years before as they wanted to be in charge of their own fate.  They knew they wanted to be somewhere where they could get help at the touch of a button, but still live life independently for as long as possible.  Where they were they had a beautiful rose garden that was their pride and joy.  Grandad loved tending the garden and when he couldn’t do it any more it was tenderly looked after by the retirement village groundskeeper. Nan loved looking at and smelling the roses.  I think that is possibly where I get my great love of taking photos of flowers comes from.  Grandad could paint but I do not have that creativity so instead I take photos like the one at the top of this post.

Grandad’s funeral was the first funeral I had ever attended.  It was beautiful because the people that spoke at it had such amazing memories of Grandad as a younger man.  All sorts of anecdotes came out about him that I would never have known.  To me he had only been my grandfather that had been there for me and stood up for me for years.

There is a lot more to tell and I will tell you more in the next installment.

Please let me know if I can help you with anything I have talked about today.  Come and meet me on Facebook, I would love to chat and please if anything here has caught your attention today please leave a comment.

 

 

My Story |Who is Leonie Henskie part 2

This is part two of my life story, covering adult life and Entrepreneurial leanings.

Heretaunga is where I met my husband to be.  I was doing Pharmacy school and he was doing Business Computer Studies.  We met in the common room of the Halls of Residence.  He and a mate were throwing darts at a photo of one of their tutors and it caught my attention.  We hit it off as a group of friends immediately however it was not until the third term that Alan and I officially started going out.

One of the tings that happened to us at Heretaunga was we got caught in the middle of a street fight.  One of the members of our group saw his sister been hassled by some drunk children and he stood up for her.  The boy said I will get my big friends onto you and we did not think anything of it.  When we were heading back to the train station after we had done our time in Upper Hutt. We were accosted as a group.  Two of the guys in our group had Martial arts back ground and Alan was a brawler however he got the brunt of the attack.  The guy that attacked Alan caught him in the jaw so as we raced to the station to get help we were also working out that we would be calling for medical help as well.  I remember spending some time with Alan in Lower Hutt hospital while they took xrays fortunately he did not have a jaw that needed wiring however he was on complan ( a meal substitute for about a week afterwards.  The police caught the guys and when the rest of our party that were not in the hospital went to identify them they were barely recognisable as they had resisted arrest.

In the halls of residence at Heretaunga you each had your own dorm room in a community.  I was in a community of mainly pharmacists and podiatrists and where we did all our socialising was the kitchen area of each community.  This was a totally different kind of halls of residence to what we had in Dunedin but you were able to have your privacy.

Unfortunately I found out at Pharmacy school that exams and I did not agree.  I had been near the top of the class for a number of my subjects during the year but as soon as exams came along I failed a couple of subjects and even after doing specials for those papers I still failed them.

Instead of getting a job this holiday or going away with the family my Christmas holidays that year were spent studying for the Specials exams.  I was also keeping in contact with Alan so that may have been a distraction, but I remember studying at my grandparents over the holidays while the rest of my family went away as usual. When I went back to sit my exams I remember I still had access to the Halls of Residence but while I was waiting for the results I was staying at Alan’s place.  When I got the results that even after Specials I had failed two subjects, my parents said that it was not worth doing a year of only two subjects and it was time for me to find a job.  They also said that it was better for me to stay in Wellington as job prospects in Christchurch were not good at that time.

Alan’s family took me in until I managed to get my first flat and job.

So that was my first real experience of the big bad world. I went through a short term role and then was lucky enough that a relative was able to refer me to a job at an insurance company where they had worked most of their lives. I went through a temporary job doing records filing as my first introduction to working for someone else and then I got my first permanent role.  I was with that company for 4 and a half years  until I resigned and went temping.  As soon as I had my first real job I got into my first flat, that was great until the owners decided to sell it out underneath us. This was a flat share situation with two other people and we all got on very well.  It was a great introduction to flatting for me.  When we all went our ways  I found another flat closer to the main shopping centre in our suburb which was OK except that the flat was owned by a male that expected me to do all the “Female” chores and did not share responsibilities very well. When I had enough of that I moved into a flat with another couple and Alan was eventually able to join me as a flatmate.  In that flat we had such a great time.  The other couple were fantastic and we still see them from time to time locally. We had a lot of fun there and I even had my 21st birthday there , well the Wellington celebrations anyway.  I also had a formal 21st birthday in Christchurch with all my family and childhood friends.

For my 21st my parents gave another chance to travel before I settled down.  They gave me an 18 day Contiki bus tour where I got to join a busload of youth, all under 35 from Sydney to Adelaide and back again.  It was an amazing trip. There were people from a number of nationalities on there and we all got very communal.   I saw some amazing scenes and one that stood out to me was at Mt Buffalo the Lorikeets were so tame they would use you as a perch. I learned a lot on that trip.  It was the first time I had been away by myself ever and I had a ball.  My parents sent me on that trip in the hopes I would meet different guys as I was spending all my time with Alan. It was great I had a wonderful time but my heart was still there for Alan.
Alan got the opportunity to accompany the international Diplomat bag over to Sydney with his job while I was away so gave me a big surprise and turned up in Sydney when I was there for my final few days.  That time is special to me as it is the first time Alan proposed to me, but at that stage I said let’s wait and see because I knew there was conflict with my family. We lived together for another few years as flatmates until we finally committed as I had decided then that I could take anything Alan could throw at me.  We have now been married for 23 years.

When that couple who were the leaseholders decided to move into their own house we found our first flat together which was for us only. It was wonderful, we got to know each other really well and we had other flatmates come and join us from time to time. After a couple of years of this we got serious about looking for a house of our own, decided we would rather build new than buy existing and started looking at plans.  When we told my family that we were buying a house we did it in the wrong order and said we are buying a house together and we are getting married.  It should have been said the other way round.  I basically left most of the Wedding arrangements to my family. As far as Alan and I were concerned we just wanted to be together, and we always say that the day we practiced our vows with the Minister is when we really felt the commitment.  My family set the date for the 19th of September as it had history I do not know the relevance but to me it is the most wonderful day as it was when Alan’s and my life really started together.  We moved into our new house on the 23rd October a month after marriage and we are still there today.

Wedding photo

We started getting involved with ML M and other entrepreneurial ventures a long time ago.  The first one we got involved with was a company called Echos and they were doing a high quality imitation of the big name perfumes.  We had a bit of success with that company and enjoyed the products.  I can’t remember exactly what happened with that company but after that we did our first stint in Amway, then I found Neways which I loved and am thinking of getting back in again because of the products, then picked up Amway again and as soon as possible I got back into Neways, and then we did ACN while I was still doing Neways as a wholesale buyer.  We have also done Indian Perfume and Oils importing,  and organised some big dance parties and more intimate public events and imported and wholesaled magazines and other products not readily available in New Zealand, so we have always had an entrepreneurial spirit.

Over the years Alan has been in stable work, in fact through company changeovers and outsourcing his history is 20 years with one company.  However I have moved around a lot including been home-based for 10 years which is when I first started exploring Internet options.  Over the years I have been a temp, a contractor and a permanent staff member so for me getting made redundant was not a big issue except that the job market this year has been crap. In the past when I have been made redundant or out of work Alan has always had a steady income.

When Alan got made redundant at the end of last year he was excited because of the fact he was going to start his own business and I was fully supportive of that. He started doing all the research and trying to network which was fine while I was still working but when I was made redundant as well in August things started getting tough.

We have worked through this and all I can say is thank goodness I was with Empower Network as it has given me the courage to keep going, to remain positive no matter what comes my way and know that no matter what happens things will work out.  For instance we were just about to request assistance from the government when I got the temp assignment I am on now and that has kept our heads above water for another month. I am enjoying my assignment but really I want to get to a stage where I can enjoy spending time with Alan and not worrying about whether we are going to have a roof over our heads.  I have enjoyed my taste of freedom and I want more of been able to devote my time to this business and enjoy the full entrepreneur lifestyle.

When I came across Empower Network,  Alan had just been made redundant and was looking at setting up his own Business Coaching business and I loved the products and could immediately see the potential so I went all in.  The potential I saw was that the information provided by the products could be used by any business owner to improve their business and having a fully supported blog platform where all the hard work was done for you was fantastic.  Since then I have done two boot-camps, been made redundant myself, and generally been through the school of life in one year.  I have learned so much about myself and know that as soon as possible this business is going to be Plan A because the job-market is very bad and I just want freedom to spend time with my husband and friends and not stress about how the basic bills are going to be paid.  I want to be able to enjoy travel and everything else I have missed out on over the years because we have been doing jobs for people.  Ultimately I want to be able to help people achieve their freedom and also give to charities that are dear to me in time and money.

I know I have missed out heaps of highlights and influences. As I am writing this I am remembering more and more things so I will share more about things that have happened in my life.

I want to share more with you, but to do that I need you to come along on this ride with me.

Have a great day

My Story| Who is Leonie Henskie Part one

Today I talk about my childhood, the death of my mother, school and travel

I was the oldest child in a middle class New Zealand family in Christchurch.

We did all the normal things growing up however, it was only once I was an adult that I realised that we did a few more of them in luxury compared to other people.

My mother was diagnosed with cancer at an early age. So I lived with illness in the family from a young age.

My siblings were two and three years younger than me so they did not really know what was happening but in the last year Mum was in and out of hospital a lot.

The year before Mum died our dog was killed on the road.    The day that our dog was killed on the road the school was told and I cried a lot.  That was Standard 1 New Zealand schooling – equivalent to 2nd grade, or Year 3 in modern NZ schooling.  Not long after that the family got another dog which was still alive when I left home.  During this time we also had a cat which we had found as a stray when she had kittens. We had found her under an old house and I had the privilege of naming her and when her kittens were old enough we gave them away to friends.

I was leading a fairly normal childhood at this time, I was doing ballet and guitar, and as the oldest I was allowed to see my mother in hospital as well.  When I had to have my adenoids out in Standard 2, Mum came to hospital with me.  That year I also broke my arm and I had to make the decision to stop ballet or guitar.  I stopped ballet as I was never very good or light on my feet.  Then nearer the end of the year Mum died.  We were told in the morning before we went to school and then we went to school as normal.  We were considered too young to go to the funeral and I do not remember crying again for the rest of my childhood until I was 21 when I finally grieved for my mother.

I started at the school my mother had enrolled me in as an infant in Form 1 or middle school equivalent. I only recently acquired all my documents and in them was the fact that when I was only 1 year old Mum enrolled me in Rangi . I loved school and met some wonderful people who are still friends now. I had seven years at that school and it gave me a lot of privilege. I was able to excel in sciences and we only worked with the boys schools from time to time.

My first form year was also the year that my family decided to give us a taste of travel.  I was the only one over ten and treated as an adult so it was a good time to travel.  My extended family went to California for the August school holidays.  We hired a car and we drove from LA right down to Tijuana Mexico and all the way to San Francisco and everywhere in between.  Memories I have of that trip was my first introduction to hotcakes and maple syrup for breakfast.  Numerous TV Channels which we had never dreamed of, at that stage I believe we only had two TV channels in New Zealand. Going to Disneyland and Knotts Berry Farm, and Universal Studios.  Universal Studios was amazing seeing how props were used on films.  Disney we had a ball of a time going on the monorail each day and one of the rides I will always remember is Small World.  Another highlight for me was seeing squirrels at Carmel on the 90 mile Drive.  An eye opener for us all was when we did a day trip from San Diego to Tijuana Mexico.  We went through the border and drove through to Tijuana.  We had never seen anything like this in our lives.  It was the first time this middle class New Zealand family had ever seen squalid conditions.  We stayed in the car the whole time and couldn’t get back to the border fast enough.  To us this was not a good introduction to Mexico.  The other main highlight of this trip was going to the Yosemite National Park and staying for one night at Lake Tahoe.  One side of the hotel was in California and there were no slot machines or anything else.  The other side of the hotel was in Nevada and the adults were allowed to gamble.  Yosemite National Park was amazing and we went through just before the winter season so there was no one visiting and we had the park to ourselves.  We only drove so did not see much of the park but what we saw was stunning.

The next time we travelled was in my third form year and that was also a car trip from Brisbane to Sydney.  Highlights I remember from that trip were going to the Grundy’s amusement Parlour in Surfer’s Paradise and winning a number of ornaments which I still have to this day.  I remember we stopped in Coff’s Harbour and saw the Pelicans there and another place we went was the Pineapple Plantation on the Gold coast.

That was the last of my international travel until I turned 21 when my parents gave me an 18 day contiki bus tour with some extra days in Sydney for shopping purposes.

School went pretty smoothly I was a B student most of the time that hung out with a lot of the A students.  I was goalie for the school B Hockey team, got involved in Cricket when we started a girl’s cricket team and dabbled in soccer when we tried to convince the teachers it was a good idea.  In my sixth form my parents went away for six weeks and instead of getting someone to look after us at home we all went into the boarding facilities at our schools.  I loved boarding for the short time I was there.  The comradery from the girls was amazing compared to what I was used to.  I only really made one close friend at school and that was Jane whom I see occasionally now and she was my Matron of Honour. I was heavily involved in drama and I did Speech and Drama upto grade 5, I remember in, I think it was the fourth form, doing a recital of Pam Ayres “Oh I wish I had looked after my teeth” in front of the whole school assembly of about 600 girls and the teachers. I think I stopped Speech and Drama in the fifth form however my friend Jane went on to do Speech and drama up to teaching level, and became a speech therapist.  I continued to dabble in drama and was involved in school plays every year whether on the crew or actually on stage.  I even did it in the seventh form when my parents wanted me to stop that extra-curricular activity so I could concentrate on final exams.

I was involved in theatre a lot over the years and even spent time as a prompt and tea lady for the Canterbury Children’s theatre.

Camping was a big part of my childhood. My one set of grandparents were in the local caravan club and when I was young used to go camping often with them.  At Christmas every year the family would take us first to Woodend and then to Alexandra where we would meet up with other relatives.

Another big part of my early childhood was Hamner Springs. Part of my family had a business in  Hanmer Springs so from a very young age we were sent up there for weekends and most winter holidays.  I remember the fun we used to have playing around the grounds, visiting the hot pools  going walking up Conical Hill, doing forest walks and when it snowed using sacks on the hill round by the camping ground.  We spent so many happy times up there totally unaware of what was going on at home.  Hamner Springs was also where we went for our Standard 3 school camp. I loved it as I was able to show a lot of my classmates a lot of my favourite hangouts.

When I was at high school we started camping on the side of Lake Aviemore, one of the hydro lakes in the South island.  The parents had a fully self-contained caravan with shower, and 12 volt facilities so the fridge and all the power could run off the car battery.  My siblings and I had our own pup-tents so we got the idea of proper camping even though the caravan was just beside us. We had a canoe and would swim all day in the freezing lake. Starting in the morning with a wake-up wash and swim.  We had many good years at Lake Aviemore. We even started learning to drive there so we could assist with backing the boat trailer around.

One holiday I remember just before I started high school we did a tour of the North Island, we stopped in all kinds of places and we went all the way from Christchurch, up to Russell in the Bay of Islands where we saw the Treaty House and a few other memorials of New Zealand history, stopping wherever we felt like it in the caravan.  One place that stood out to me was Tolaga Bay just north of Gisborne.  The water was amazingly warm and I seem to remember picking up some very unique shells on the beach.

My parents made sure that we knew our country before we travelled.  I remember from a very young age travelling all over the South Island so later in life we knew what people were talking about when the said the had visited such and such a place.

We also used to go camping or picnicking at a number places within a couple of hours drive of Christchurch. For Easter we would often go to Coe’s Ford and in winter we would go with a group of people to Lake Linden and play on the ice and in the snow.

We were lucky when I was growing up that the indoor ice-skating rink was just around the corner from home, so, I think it was every Friday night or Saturday Afternoon during Winter I would go skating.  I was not any good but it was a fun activity.  We also went Roller-skating with our youth group and other friends once some roller rinks opened in Christchurch.

All of my school holidays were spent working in the family business.  I worked in the family business until my first University holiday when I went Cherry picking with the other students. As a result  I was taught a strong work ethic from a young age.  I did driver’s education through school and as soon as I was confident I was given a company branded Escort van and a weekend job to do.  I was allowed to take the van to school in the seventh form and another friend of mine who lived on a donkey farm and I used to take turns car-pooling. When I went to Otago University in Dunedin to study Pharmacy,  I took the van down with me so I could continue to work in Dunedin.  I was privileged because of this job and had a steady income so I was able to afford to do things all year. I was not the typical struggling student.

Because I had the van in Dunedin I was able to take a group of us swimming regularly up at the main indoor public pool and a few other activities that others might not have been able to do otherwise.  I was also involved in Hockey and Soccer socially in Dunedin so got to see quite a bit of the city by car.  One of the things I remember in Dunedin was the first time that a number of the students in the halls of residence saw snow. They were amazed at it.  Of course to me it was just another hazard I had to deal with when driving, and soon got used to it.

I had a lot of fun in the halls of residence in Dunedin.  The comradery  was great and I made some good friends some of which I still run into from time to time.  Sharing a dorm with another couple of people all year was good.

My second year of tertiary education was in Wellington.  I went to Heretuanga Central Institute of Technology because I was accepted into the Pharmacy school there.  One of my other students from my halls of residence in Dunedin also came up so I knew someone else when I got there.

See Part two for the continuing story

 

Millionaire Mind | Wealth Files part 11

You can be right or you can be rich, but you can’t be both.

Something you hear a lot is “if you keep doing what you’ve always done, you’ll keep getting what you always do” This is something that we were taught from the very first business we were involved in 20 years ago, and as a result have continued learning every chance we get.

Millionaire Mind| Wealth Files

In the last post we talked about Wealth File #16 about acting in spite of fear.

This is the final post of this series and today I am going to talk about Wealth File #17

Rich people constantly learn and grow. Poor people think they already know.

Did you know that the three most dangerous words in the English language are “I know that”?

The only way you can know something is if you live it.  Otherwise you heard about it, you read about it or you talk about it, but you don’t know it.

You can be right or you can be rich, but you can’t be both.

Something you hear a lot is “if you keep doing what you’ve always done, you’ll keep getting what you always do” This is something that we were taught from the very first business we were involved in 20 years ago, and as a result have continued learning every chance we get.

For me, I am doing learning every day by reading books, listening to audios, and researching daily.  My husband and I have done adult education, courses like Small business Management course, Advanced business growth course, WordPress training courses, Financial Management courses, options trading courses.  We never stop learning.  We are always stretching our boundaries.

The only way to have money is to learn how to play the money game inside and out.  You need to learn skills and strategies to accelerate your income, manage your money, and to invest it effectively.

One of the biggest things you have to remember is that “Every Master was once a disaster”

What we have done over the years is find models and say to ourselves “if they can do it, we can do it.”

One of the biggest things I have done for me recently is get involved in Business Bootcamps run by my mentor where I have learned so much and have so much more confidence now to run my business.  I have had training on things like how to do email marketing, how to use tools like Periscope, and Instagram.  How to do video marketing.  Over time I will also teach these as I master them.  One of the things Harv says is that Rich people understand the order of success is Be, Do, Have.  You need to do the inner work on yourself so you can make your ability to receive money bigger and bigger and re-programme your financial blueprint.  You have to know and fell like what you want to become, do the work to get there and then actually have what you wanted.

The best way to learn is from the people that have been there before you, take advice from people that have already achieved what you are wanting to achieve.

If you have enjoyed this series of posts let me know.  I would love to hear from you.  I can be contacted on Facebook.

Leave a comment below, and click any of the banners on this page.  I am learning all the time from my mentor and I would love you to join me on the journey to self discovery and success.

Have a great day

Millionaire Mind | Wealth Files Part 10

Fear is the biggest thing that stops us from taking action. It is the biggest obstacle not only to success but to happiness as well. Therefore the biggest differences between rich people and poor people is that rich people are willing to act in spite of fear. Poor or unsuccessful people let the fear stop them.

Millionaire Mind | Wealth Files

In the last post we discussed Wealth principles 14 and 15.  Today we are going to discuss the next wealth file.

Wealth File #16
The first is Rich People act in spite of fear.  Poor people let fear stop them.

Action is the bridge between thoughts and meditations and visualisations, so if action is so important what is it that prevents us from taking the actions we know we need to take?


Fear is the biggest thing that stops us from taking action.  It is the biggest obstacle not only to success but to happiness as well.  Therefore the biggest differences between rich people and poor people is that rich people are willing to act in spite of fear.  Poor or unsuccessful people let the fear stop them.

What we need to do is face the fear and then do the action anyway.  A book I read a number of years ago and the Harv talks about is by Susan Jeffers is “Feel the Fear and Do it anyway”.  This book was the beginning of changing my lifestyle.  The biggest problem is that is that people want to wait until the fear subsides.  The big thing is to do it anyway.

One of the Wealth principles relating to this is ” A true warrior can “tame the cobra of fear”.  It is imperative to realise that it is not necessary to try to get rid of the fear in order to succeed.  Rich and successful people have fear, rich and successful people have doubts and rich and successful people have worries.  They just don’t let these feelings stop them.

You have to train yourself to not be stopped by anything.

If you are willing to do only what’s easy, life will be hard.  But if you are willing to do what’s hard, life will be easy.

The first time you tried something new, was it uncomfortable or comfortable?  The more you did it the more comfortable it becomes doesn’t it?  When I first started this business I was petrified of doing videos and blogging now I am comfortable doing both.  I am picking up the camera and doing a video whenever I feel the urge now so it has been a huge step of getting out of what was my comfort zone.

Remember the only time you are actually growing is when you are comfortable.  If you want to be rich and successful, you’d better get used to been uncomfortable.   Consciously practice going out of your comfort zone and doing what scares you.

A great example of getting out of your comfort zone is an exercise which Harv does at his evening seminars and me and my husband have done at one of our seminars where you take a wooden arrow with a metal tip and put the metal tip into the soft part of your throat.  The other person you are doing this with then holds the other end of the arrow against their outstretched palm.  The idea is to walk straight into the arrow and break it using only your throat before it pierces through your neck.  The feeling of achieving this is amazing and makes you know that nothing can stop you in the future.  You can overcome anything.  As a result of this exercise I have taken life and not let any of the disappointments get to me but instead look at everything as a new opportunity.

Arrow break

You choose your thoughts.  You train your mind to success.  You can achieve anything

Millionaire Mind | Wealth Files Part 9

What you need to do is move from hard work to smart work. Rich people understand and use leverage. They employ other people to work for them and their money to work for them. Leverage is what a business like I am doing uses too.

Millionaire Mind | Wealth Principles

Well folks this is part 9 of the series I have been doing on the book by T.Harv Eker “The Secrets of the Millionaire Mind”

I have loved this book and have learned so much reading it that I wanted to share the knowledge with everyone.

In the last post we covered the Wealth Files 11, 12, and 13.

Wealth File #14

Rich People manage their money well.  Poor people mismanage their money well 

How do you manage your money or do you manage your money at all?  For me I have realised going through the financial downtime I am currently going through that I have not been a good money manager.  I would generally live from pay to pay hanging out for the next pay as much as possible.  I was terrible at putting money aside for the right things.  But reading this book has changed my thoughts so much.
I am now going to look forward to managing my money when I get it.  Making a proper effort to put money aside for the different purposes it should be put aside for.  Harv Eker says that “Until you show that you can handle what you’ve got, you won’t get any more!” he also says that “the habit of managing your money is more important than the amount.

 

He gives an example of one of the attendees of his course who for the first month only had a dollar to divide into accounts.  Based on the allocation that Harv teaches she put 10c into her FFA (Financial Freedom account). And split the rest of the dollar up into the various other accounts which I will detail later.  This attendee thought to herself “how the heck am I going to become financially free on 10 cents a month, so she committed to doubling that dollar every month. So it went $1, $2, $4, $8, $16 and so on until the twelve month was $2048 that she was dividing up each month.  Then two years later she began to collect some amazing fruits from her efforts and was able to put $10,000.00 straight into her Financial Freedom account.

 

So you can see from this that just starting with any amount will make the universe see that you are managing your money.  It doesn’t matter if you have a fortune right now or virtually nothing.  What does matter is that you immediately begin to manage what you have got, and you’ll be in shock at how soon you get more.

 

Now here is the breakdown Harv says we should be doing with our pay when we get it.

 

  • 10 % into your Financial Freedom Account (This money is only to be used for investing never spending)
  • 10% into your long term savings account for spending later
  • 10% into your Education account – so you can always pay for education
  • 50% into your necessities account – I see this as your everyday expenses running account
  • 10% into your Give account – this is your account for giving to charities etc.
  • 10% for your Financial Freedom spending account. This is the account where you give yourself a fling or treat each month.  It is designed to be spent in full each month.  This is so you feel rich and get a taste of your new life each month.

 

Either you control your money or it will control you.

 

Wealth File #15

Rich People have their money work hard for them.  Poor people work hard for their money.

 

Were you always told stuff like a penny’s pay for a penny’s work or similar types of quotes?  Maybe you were told you have to work for your money but not told the rest that you also have to make your money work for you.

 

What you need to do is move from hard work to smart work.  Rich people understand and use leverage.  They employ other people to work for them and their money to work for them.  Leverage is what a business like I am doing uses too.  I have been taught for years that network marketing works because you are leveraging off other people’s time and more and more now with technology we are also able to leverage our time by doing things like Google Hangouts with multiple people at once and many viewers, Periscope, You Tube videos where you put the information out once and then many people can view it and blogging like this.

 

The idea is that first you work hard for your money and then you let money work hard for you.  Remember money is energy.  Most people put work energy in and get money energy out.  People who achieve financial freedom have learned how to substitute their investment of work energy with other forms of energy.  These forms include other people’s work, business systems at work, or investment capital at work.

 

The definition of financial freedom that Harv gives is “the ability to live the lifestyle you desire without having to work or rely on anyone else for money.”

 

To win this money game the goal is to earn enough passive income to pay for your desired lifestyle.  In short you become financially free when your passive income exceeds your expenses.     This is why a lot of people will reduce their expenses.  Some of the people in the world with the greatest Net Worth just do not look like millionaires or billionaires because they do not flash their wealth around.  They have learned to reduce their expenses so they can live the life they want.

 

Harv has identified two major sources of passive income:

  • The first is “money working for you.” This includes investment earnings from financial instruments such as stocks, bonds, T-bills, money markets, mutual funds as well as owning mortgages or other assets that appreciate in value and can be liquidated for cash.
  • The second is “business working for you”.  This entails generating ongoing income from businesses where you do not need to be personally involved for that business to operate and yield an income.  Examples include rental real Estate, royalties from books or music or software, licensing your ideas, becoming a franchisor, owning vending machines or other types of coin operated machines and network Marketing.  Also any business that is systematised to work without you.

If you want to get involved in Network Marketing I would love to have you along for the ride.

 

Please click any of the banners on this page and I will see you on the other side

 

Let’s change this world together

 

Have a great day

Millionaire Mind | Wealth Files part 8

Rich People believe “you can have your cake and eat it too.” Middle-class people believe “Cake is rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and why they have “nothing.”

Millionaire Mind | Wealth Files

In the last post I talked about Wealth Files 8,9, and 10.  Today I am going to discuss the next few.

If you enjoy reading this then please go back and read all the rest I have done.

Wealth Files #11
Rich People choose to get paid based on results.  Poor People choose to get paid on time.

The first wealth principle that comes from this is that there is nothing wrong with getting a steady paycheck, unless it interferes with your ability to earn what you are worth.  There’s the rub.  It usually does.

Poor people prefer the security of an hourly paid job or salary. However what they don’t realise is that this security comes with a price and that is wealth.

Rich people prefer to be paid on results  or at least partially.  That is why so many CEO’s have a share portion as part of their salary package.  Others get paid once the results have happened, e.g the task is to get so much percentage improvement so they get paid on the percentage increase achieved rather the amount of hours spent doing the work.

The big thing is never to have a ceiling on your income.  The only way you can never have a ceiling on your income is to own your own business and Harv says that Network Marketing can be a dynamite vehicle for wealth.

Other options are to exchange your job to a contract.  The only way to earn what you are really worth is to get paid based on your results.  Harv’s father said “you’ll never get rich working on straight salary for someone else.  If you’re going to get a job, make sure you get paid on percentage.  Otherwise, go work for yourself!”

Wealth File #12
Rich People think “both.” Poor People think “either/or”

Rich people live in a world of abundance.  Poor people live in a world of limitations. Of course, both live in the same physical world, but the difference is in their perspective.  Poor and middle class people come from scarcity.  They live by motto’s such as “there’s only so much to go around, there’s never enough, and you can’t have everything,”   And although you may not have “everything.” as in all the things in the world, I do not think you can certainly have “everything you really want.”

Here is what we mean by both
Do you really want a successful career or a close relationship with your family? Both!
Do you want to focus on business or have fun and play? Both!
Do you want money or meaning in your life? Both!
Do you want to earn a fortune or do the work you love? Both!
Poor people always choose one, rich people choose both.

The most important question to ask yourself is “How can I have both?”

This is an example from Harv what having both can mean.

He was preparing to deal with an unhappy supplier that believes that Harv’s company should pay for certain expenses that the supplier had that weren’t originally agreed to. Harv’s feeling was that estimating his costs was the suppliers business not Harv’s.  Harv was more than willing to negotiate a new agreement for next time but was big on keeping agreements that were already made.  Now in his “broke” days Harv would have gone into this conversation with the goal of making his point and making sure that he didn’t pay the guy one more cent than originally agreed.  And even though he would have liked to keep that supplier, this would probably have ended up as a huge argument.  He would have gone in thinking either he wins or I win.  Today however he is going into this discussion completely open to creating a situation where he is not going to pay the supplier any more money and the supplier is going to be extremely happy with the arrangements made.

Nowhere is “both” thinking more important than when it comes to money.  Poor and many middle-class people believe that they have to choose between money and the other aspects of life.  Hence they work on the assumption that money is not as important as other things.

People who are rich in every sense of the word understand that you have to have both.  just as you have to have both your arms and legs, you have to have money and happiness.

How many times were you told as a kid that you can not have your cake and eat it too? I know I was told it many a time.

This is the Wealth Principle that relates to this

Rich People believe “you can have your cake and eat it too.” Middle-class people believe “Cake is rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and why they have “nothing.”

Wealth File#13
Rich people focus on their net worth.  Poor people focus on their working income

How many times do your friends ask you “How much do you make?”  Most of our friends do not ask what is your net worth but that is the way rich people talk.  They concentrate on net-worth not income.

There are four factors that determine your net worth.  They are:

  • Income
  • Savings
  • Investments
  • Simplification

Rich people understand that building a high net worth is an equation that contains all four elements.  Because all these factors are essential.

Lets go into detail about what each of these are.

Income – This comes in two forms – working income and passive income.  Working income is the type of income we earn from active work.  It is the pay-cheque from our job, or profits or income taken from a business.  Working income required time and labour be invested to create it.  It is important because without it none of the other parts of net worth can be achieved.  Working income is how we fill the financial funnel that enables us to create savings and investments.  Passive income is money earned without you actively working.  Think of royalties for work done in the past, or a residual income.

Savings – This is pretty explanatory.  Saving some of your income for a future time. It is an imperative part of Net Wealth.    This is where you learn money management by saving a portion of your income for future times.  It is only once you have learned to save a significant amount will you have the funds to do the next part of the Net Wealth equation of investing.

Investing – This is where you make your money grow.  You can invest in the the share-market, Property or businesses or anything else that will grow your money.  The better you are at investing the more your money will grow. If you are going to invest you need to learn all about it, choose something you want to learn about, and then study it.  My husband and I have done courses on options trading and one of our friends has had some good success with it.  My husband keeps a good eye on what the sharemarket is doing and generally aware of currency markets as well.

Simplification – this is creating a life where you need less and less money to live the life you want.  It goes hand in hand with saving money, whereby you consciously create a lifestyle in which you need less money to live on.  By decreasing your cost of living, you increase your savings and the amount of funds available for investing.

A great way to look at this is as if you are driving a bus with four wheels.  What would the ride be like if you were driving on one wheel only?  Probably slow, bumpy, full of struggle, sparks and going in circles.  Sound familiar?  Rich people play the money game on four wheels.  That is why their ride is fast, smooth, direct and relatively easy.  The bus is a great analogy because most likely you will want to bring other people along on the ride.   Do you want to join me on that bus ride?  As I sure would like you to join me.

Tracking your Net Worth means you will focus on it and where your attention goes, energy flows and results show.

If you are getting value from these posts please leave a comment below.

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Have a great day.

Millionaire Mind | Wealth Files Part 7

Resenting promotion is one of the biggest obstacles to success. People who have issues with selling and promotion are usually broke. How can you create a huge income in your own business or in one you are working if in you are unable to let people know about your product, or that your services even exist?
Even as an employee, if you aren’t willing to promote your virtues, someone who is willing will bypass you on the corporate ladder.

Millionaire Mind | Wealth Files

Welcome to Part 7 of the Millionaire Mind Wealth Files series of posts
In the last post in this series we discussed Wealth Files 5,6 and 7.  Today I would like to discuss the next three

Wealth File #8
Rich people are willing to promote themselves and their value.  Poor people think negatively about selling and promotion

Resenting promotion is one of the biggest obstacles to success.  People who have issues with selling and promotion are usually broke.  How can you create a huge income in your own business or in one you are working if in you are unable to let people know about your product, or that your services even exist?
Even as an employee, if you aren’t willing to promote your virtues, someone who is willing will bypass you on the corporate ladder.

I was listening to an Inner Circle recording recently from my business and the guy that was talking was saying from a very young age he realised that the richest people he knew were salesmen so he learned to overcome his shyness and become a salesman.

Harv says that these are the issues that people may have a problem with promotion from.

  • Bad experiences – usually where you have had people promoting to you inappropriately , doing a hard sell or at an inopportune time.
  • Disempowering experience – where you have been rejected.  In this instance, your distaste for promotion is merely a projection of your own fear of failure and rejection
  • Past parental programming – told as a child it was impolite to “toot your own horn”.  Rich people are willing to extol their virtues to anyone who will listen and hopefully do business with them as well
  • Beneath them – High and mighty syndrome – The feeling in this case is that if people want what you have, they should somehow come and find you.

Rich people are always excellent promoters.  They can and are willing to promote their products, their services and their ideas with passion and enthusiasm.  What’s more they are skilled at packaging their value in a way that is extremely attractive.

So if you want to be rich you have to learn how to get out there and promote yourself and your business or products.

Wealth File #9
Rich People are bigger than their problems.  Poor people are smaller than their problems

Poor people will do anything in their power to avoid problems.  They see a challenge and they run in the opposite direction. The irony is in their quest to make sure they do not have have problems, they have the biggest problem of all ….They are broke and miserable.  The secret is not to avoid, get rid or shrink from your problems.  The secret is to grow yourself so you are bigger than any problem.

The size of the problem is never the issue – what matters is the size of you.  If you want to make a permanent change, stop focusing on the size of your problems and start focusing on the size of you.

The bigger the problems you can handle, the bigger the business you can handle, the bigger the responsibility you can handle, the more customers you can handle, the more money you can handle and ultimately the more wealth you can handle.

One of the reasons rich people are bigger than their problems is because they focus on their goals not on the problems.  Again the mind generally focuses on one predominant thing at a time meaning that if either you are whining about the problem or you are working on the solution.  Rich and successful people are solution oriented; They spend their time and energy strategising and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again.

The bottom line is that if you become a master at handling problems and overcoming obstacles, what can stop you from success?  The answer is nothing! And if nothing can stop you, you become unstoppable! And if you become unstoppable, what choices do you have in your life? The answer is all choices.  If you are unstoppable, anything and everything is available to you.  You simply choose it and it’s yours! Hows that for Freedom?

Wealth File #10
Rich People are excellent receivers. Poor People are poor receivers

How good are you at receiving compliments? Do you feel worthy of receiving them and just accept them or do you always have to compliment back.

I can give a great example of this.  My girlfriend when we were first getting to know her hated receiving any gifts because as a child she had pumped into her that she was a taker.  It was bad to be a taker.  She felt totally unworthy of gifts.  Over time we have raised her self esteem and now she lovingly receives gifts and no longer tries to work out how much she has to give back in monetary value.

Harv tells us that us a child we got used to the idea of punishment if we did wrong, so as an adult, the conditioning of punishment is so ingrained that because there is no one around to punish because we are imperfect we punish ourselves by “you were bad today so no money”  as the equivalent of “you were bad today so no candy”

Remember if you say you’re worthy you are.  If you say you’re not worthy, you’re not.  Either way you will live into your own story.

One of Harv’s sayings is

“If a hundred-foot oak tree had the mind of a human it would only grow to be 10 foot high”

Whoever decided that it was better to give than receive was simply bad at math.

There must be an equal amount of receiving for an equal amount of giving.  Remember for every giver there must be a receiver and for every receiver there must be a giver.

Rich people work hard and believe it’s perfectly appropriate to be well rewarded for their efforts and the value they provide for others.  Poor people work hard, but due to their feelings of unworthiness, they believe that it is inappropriate for them to be well rewarded for their efforts and the value they provide.

If you are still worried then remember that Money will only make you more of what you already are.   If you are already a good and honest person money will just make you more so.

If you want to start receiving what you are worth then you have to own your business.  The business I am involved in provides this amazing blog platform for doing your blogging on and all the tools you need to run a business, any business.

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This blog contains excerpts from Secrets of the Millionaire Mind by T Harv Eker