Millionaire Mind | Wealth Files part 11

You can be right or you can be rich, but you can’t be both.

Something you hear a lot is “if you keep doing what you’ve always done, you’ll keep getting what you always do” This is something that we were taught from the very first business we were involved in 20 years ago, and as a result have continued learning every chance we get.

Millionaire Mind| Wealth Files

In the last post we talked about Wealth File #16 about acting in spite of fear.

This is the final post of this series and today I am going to talk about Wealth File #17

Rich people constantly learn and grow. Poor people think they already know.

Did you know that the three most dangerous words in the English language are “I know that”?

The only way you can know something is if you live it.  Otherwise you heard about it, you read about it or you talk about it, but you don’t know it.

You can be right or you can be rich, but you can’t be both.

Something you hear a lot is “if you keep doing what you’ve always done, you’ll keep getting what you always do” This is something that we were taught from the very first business we were involved in 20 years ago, and as a result have continued learning every chance we get.

For me, I am doing learning every day by reading books, listening to audios, and researching daily.  My husband and I have done adult education, courses like Small business Management course, Advanced business growth course, WordPress training courses, Financial Management courses, options trading courses.  We never stop learning.  We are always stretching our boundaries.

The only way to have money is to learn how to play the money game inside and out.  You need to learn skills and strategies to accelerate your income, manage your money, and to invest it effectively.

One of the biggest things you have to remember is that “Every Master was once a disaster”

What we have done over the years is find models and say to ourselves “if they can do it, we can do it.”

One of the biggest things I have done for me recently is get involved in Business Bootcamps run by my mentor where I have learned so much and have so much more confidence now to run my business.  I have had training on things like how to do email marketing, how to use tools like Periscope, and Instagram.  How to do video marketing.  Over time I will also teach these as I master them.  One of the things Harv says is that Rich people understand the order of success is Be, Do, Have.  You need to do the inner work on yourself so you can make your ability to receive money bigger and bigger and re-programme your financial blueprint.  You have to know and fell like what you want to become, do the work to get there and then actually have what you wanted.

The best way to learn is from the people that have been there before you, take advice from people that have already achieved what you are wanting to achieve.

If you have enjoyed this series of posts let me know.  I would love to hear from you.  I can be contacted on Facebook.

Leave a comment below, and click any of the banners on this page.  I am learning all the time from my mentor and I would love you to join me on the journey to self discovery and success.

Have a great day

Millionaire Mind | Wealth Files Part 10

Fear is the biggest thing that stops us from taking action. It is the biggest obstacle not only to success but to happiness as well. Therefore the biggest differences between rich people and poor people is that rich people are willing to act in spite of fear. Poor or unsuccessful people let the fear stop them.

Millionaire Mind | Wealth Files

In the last post we discussed Wealth principles 14 and 15.  Today we are going to discuss the next wealth file.

Wealth File #16
The first is Rich People act in spite of fear.  Poor people let fear stop them.

Action is the bridge between thoughts and meditations and visualisations, so if action is so important what is it that prevents us from taking the actions we know we need to take?


Fear is the biggest thing that stops us from taking action.  It is the biggest obstacle not only to success but to happiness as well.  Therefore the biggest differences between rich people and poor people is that rich people are willing to act in spite of fear.  Poor or unsuccessful people let the fear stop them.

What we need to do is face the fear and then do the action anyway.  A book I read a number of years ago and the Harv talks about is by Susan Jeffers is “Feel the Fear and Do it anyway”.  This book was the beginning of changing my lifestyle.  The biggest problem is that is that people want to wait until the fear subsides.  The big thing is to do it anyway.

One of the Wealth principles relating to this is ” A true warrior can “tame the cobra of fear”.  It is imperative to realise that it is not necessary to try to get rid of the fear in order to succeed.  Rich and successful people have fear, rich and successful people have doubts and rich and successful people have worries.  They just don’t let these feelings stop them.

You have to train yourself to not be stopped by anything.

If you are willing to do only what’s easy, life will be hard.  But if you are willing to do what’s hard, life will be easy.

The first time you tried something new, was it uncomfortable or comfortable?  The more you did it the more comfortable it becomes doesn’t it?  When I first started this business I was petrified of doing videos and blogging now I am comfortable doing both.  I am picking up the camera and doing a video whenever I feel the urge now so it has been a huge step of getting out of what was my comfort zone.

Remember the only time you are actually growing is when you are comfortable.  If you want to be rich and successful, you’d better get used to been uncomfortable.   Consciously practice going out of your comfort zone and doing what scares you.

A great example of getting out of your comfort zone is an exercise which Harv does at his evening seminars and me and my husband have done at one of our seminars where you take a wooden arrow with a metal tip and put the metal tip into the soft part of your throat.  The other person you are doing this with then holds the other end of the arrow against their outstretched palm.  The idea is to walk straight into the arrow and break it using only your throat before it pierces through your neck.  The feeling of achieving this is amazing and makes you know that nothing can stop you in the future.  You can overcome anything.  As a result of this exercise I have taken life and not let any of the disappointments get to me but instead look at everything as a new opportunity.

Arrow break

You choose your thoughts.  You train your mind to success.  You can achieve anything

Millionaire Mind | Wealth Files Part 9

What you need to do is move from hard work to smart work. Rich people understand and use leverage. They employ other people to work for them and their money to work for them. Leverage is what a business like I am doing uses too.

Millionaire Mind | Wealth Principles

Well folks this is part 9 of the series I have been doing on the book by T.Harv Eker “The Secrets of the Millionaire Mind”

I have loved this book and have learned so much reading it that I wanted to share the knowledge with everyone.

In the last post we covered the Wealth Files 11, 12, and 13.

Wealth File #14

Rich People manage their money well.  Poor people mismanage their money well 

How do you manage your money or do you manage your money at all?  For me I have realised going through the financial downtime I am currently going through that I have not been a good money manager.  I would generally live from pay to pay hanging out for the next pay as much as possible.  I was terrible at putting money aside for the right things.  But reading this book has changed my thoughts so much.
I am now going to look forward to managing my money when I get it.  Making a proper effort to put money aside for the different purposes it should be put aside for.  Harv Eker says that “Until you show that you can handle what you’ve got, you won’t get any more!” he also says that “the habit of managing your money is more important than the amount.

 

He gives an example of one of the attendees of his course who for the first month only had a dollar to divide into accounts.  Based on the allocation that Harv teaches she put 10c into her FFA (Financial Freedom account). And split the rest of the dollar up into the various other accounts which I will detail later.  This attendee thought to herself “how the heck am I going to become financially free on 10 cents a month, so she committed to doubling that dollar every month. So it went $1, $2, $4, $8, $16 and so on until the twelve month was $2048 that she was dividing up each month.  Then two years later she began to collect some amazing fruits from her efforts and was able to put $10,000.00 straight into her Financial Freedom account.

 

So you can see from this that just starting with any amount will make the universe see that you are managing your money.  It doesn’t matter if you have a fortune right now or virtually nothing.  What does matter is that you immediately begin to manage what you have got, and you’ll be in shock at how soon you get more.

 

Now here is the breakdown Harv says we should be doing with our pay when we get it.

 

  • 10 % into your Financial Freedom Account (This money is only to be used for investing never spending)
  • 10% into your long term savings account for spending later
  • 10% into your Education account – so you can always pay for education
  • 50% into your necessities account – I see this as your everyday expenses running account
  • 10% into your Give account – this is your account for giving to charities etc.
  • 10% for your Financial Freedom spending account. This is the account where you give yourself a fling or treat each month.  It is designed to be spent in full each month.  This is so you feel rich and get a taste of your new life each month.

 

Either you control your money or it will control you.

 

Wealth File #15

Rich People have their money work hard for them.  Poor people work hard for their money.

 

Were you always told stuff like a penny’s pay for a penny’s work or similar types of quotes?  Maybe you were told you have to work for your money but not told the rest that you also have to make your money work for you.

 

What you need to do is move from hard work to smart work.  Rich people understand and use leverage.  They employ other people to work for them and their money to work for them.  Leverage is what a business like I am doing uses too.  I have been taught for years that network marketing works because you are leveraging off other people’s time and more and more now with technology we are also able to leverage our time by doing things like Google Hangouts with multiple people at once and many viewers, Periscope, You Tube videos where you put the information out once and then many people can view it and blogging like this.

 

The idea is that first you work hard for your money and then you let money work hard for you.  Remember money is energy.  Most people put work energy in and get money energy out.  People who achieve financial freedom have learned how to substitute their investment of work energy with other forms of energy.  These forms include other people’s work, business systems at work, or investment capital at work.

 

The definition of financial freedom that Harv gives is “the ability to live the lifestyle you desire without having to work or rely on anyone else for money.”

 

To win this money game the goal is to earn enough passive income to pay for your desired lifestyle.  In short you become financially free when your passive income exceeds your expenses.     This is why a lot of people will reduce their expenses.  Some of the people in the world with the greatest Net Worth just do not look like millionaires or billionaires because they do not flash their wealth around.  They have learned to reduce their expenses so they can live the life they want.

 

Harv has identified two major sources of passive income:

  • The first is “money working for you.” This includes investment earnings from financial instruments such as stocks, bonds, T-bills, money markets, mutual funds as well as owning mortgages or other assets that appreciate in value and can be liquidated for cash.
  • The second is “business working for you”.  This entails generating ongoing income from businesses where you do not need to be personally involved for that business to operate and yield an income.  Examples include rental real Estate, royalties from books or music or software, licensing your ideas, becoming a franchisor, owning vending machines or other types of coin operated machines and network Marketing.  Also any business that is systematised to work without you.

If you want to get involved in Network Marketing I would love to have you along for the ride.

 

Please click any of the banners on this page and I will see you on the other side

 

Let’s change this world together

 

Have a great day

Millionaire Mind | Wealth Files part 8

Rich People believe “you can have your cake and eat it too.” Middle-class people believe “Cake is rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and why they have “nothing.”

Millionaire Mind | Wealth Files

In the last post I talked about Wealth Files 8,9, and 10.  Today I am going to discuss the next few.

If you enjoy reading this then please go back and read all the rest I have done.

Wealth Files #11
Rich People choose to get paid based on results.  Poor People choose to get paid on time.

The first wealth principle that comes from this is that there is nothing wrong with getting a steady paycheck, unless it interferes with your ability to earn what you are worth.  There’s the rub.  It usually does.

Poor people prefer the security of an hourly paid job or salary. However what they don’t realise is that this security comes with a price and that is wealth.

Rich people prefer to be paid on results  or at least partially.  That is why so many CEO’s have a share portion as part of their salary package.  Others get paid once the results have happened, e.g the task is to get so much percentage improvement so they get paid on the percentage increase achieved rather the amount of hours spent doing the work.

The big thing is never to have a ceiling on your income.  The only way you can never have a ceiling on your income is to own your own business and Harv says that Network Marketing can be a dynamite vehicle for wealth.

Other options are to exchange your job to a contract.  The only way to earn what you are really worth is to get paid based on your results.  Harv’s father said “you’ll never get rich working on straight salary for someone else.  If you’re going to get a job, make sure you get paid on percentage.  Otherwise, go work for yourself!”

Wealth File #12
Rich People think “both.” Poor People think “either/or”

Rich people live in a world of abundance.  Poor people live in a world of limitations. Of course, both live in the same physical world, but the difference is in their perspective.  Poor and middle class people come from scarcity.  They live by motto’s such as “there’s only so much to go around, there’s never enough, and you can’t have everything,”   And although you may not have “everything.” as in all the things in the world, I do not think you can certainly have “everything you really want.”

Here is what we mean by both
Do you really want a successful career or a close relationship with your family? Both!
Do you want to focus on business or have fun and play? Both!
Do you want money or meaning in your life? Both!
Do you want to earn a fortune or do the work you love? Both!
Poor people always choose one, rich people choose both.

The most important question to ask yourself is “How can I have both?”

This is an example from Harv what having both can mean.

He was preparing to deal with an unhappy supplier that believes that Harv’s company should pay for certain expenses that the supplier had that weren’t originally agreed to. Harv’s feeling was that estimating his costs was the suppliers business not Harv’s.  Harv was more than willing to negotiate a new agreement for next time but was big on keeping agreements that were already made.  Now in his “broke” days Harv would have gone into this conversation with the goal of making his point and making sure that he didn’t pay the guy one more cent than originally agreed.  And even though he would have liked to keep that supplier, this would probably have ended up as a huge argument.  He would have gone in thinking either he wins or I win.  Today however he is going into this discussion completely open to creating a situation where he is not going to pay the supplier any more money and the supplier is going to be extremely happy with the arrangements made.

Nowhere is “both” thinking more important than when it comes to money.  Poor and many middle-class people believe that they have to choose between money and the other aspects of life.  Hence they work on the assumption that money is not as important as other things.

People who are rich in every sense of the word understand that you have to have both.  just as you have to have both your arms and legs, you have to have money and happiness.

How many times were you told as a kid that you can not have your cake and eat it too? I know I was told it many a time.

This is the Wealth Principle that relates to this

Rich People believe “you can have your cake and eat it too.” Middle-class people believe “Cake is rich, so I’ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and why they have “nothing.”

Wealth File#13
Rich people focus on their net worth.  Poor people focus on their working income

How many times do your friends ask you “How much do you make?”  Most of our friends do not ask what is your net worth but that is the way rich people talk.  They concentrate on net-worth not income.

There are four factors that determine your net worth.  They are:

  • Income
  • Savings
  • Investments
  • Simplification

Rich people understand that building a high net worth is an equation that contains all four elements.  Because all these factors are essential.

Lets go into detail about what each of these are.

Income – This comes in two forms – working income and passive income.  Working income is the type of income we earn from active work.  It is the pay-cheque from our job, or profits or income taken from a business.  Working income required time and labour be invested to create it.  It is important because without it none of the other parts of net worth can be achieved.  Working income is how we fill the financial funnel that enables us to create savings and investments.  Passive income is money earned without you actively working.  Think of royalties for work done in the past, or a residual income.

Savings – This is pretty explanatory.  Saving some of your income for a future time. It is an imperative part of Net Wealth.    This is where you learn money management by saving a portion of your income for future times.  It is only once you have learned to save a significant amount will you have the funds to do the next part of the Net Wealth equation of investing.

Investing – This is where you make your money grow.  You can invest in the the share-market, Property or businesses or anything else that will grow your money.  The better you are at investing the more your money will grow. If you are going to invest you need to learn all about it, choose something you want to learn about, and then study it.  My husband and I have done courses on options trading and one of our friends has had some good success with it.  My husband keeps a good eye on what the sharemarket is doing and generally aware of currency markets as well.

Simplification – this is creating a life where you need less and less money to live the life you want.  It goes hand in hand with saving money, whereby you consciously create a lifestyle in which you need less money to live on.  By decreasing your cost of living, you increase your savings and the amount of funds available for investing.

A great way to look at this is as if you are driving a bus with four wheels.  What would the ride be like if you were driving on one wheel only?  Probably slow, bumpy, full of struggle, sparks and going in circles.  Sound familiar?  Rich people play the money game on four wheels.  That is why their ride is fast, smooth, direct and relatively easy.  The bus is a great analogy because most likely you will want to bring other people along on the ride.   Do you want to join me on that bus ride?  As I sure would like you to join me.

Tracking your Net Worth means you will focus on it and where your attention goes, energy flows and results show.

If you are getting value from these posts please leave a comment below.

If you want to join me on this journey to wealth and self discovery then click any of the banners on this page or leave your email address below and we can do this together.

Have a great day.

Millionaire Mind | Wealth Files Part 7

Resenting promotion is one of the biggest obstacles to success. People who have issues with selling and promotion are usually broke. How can you create a huge income in your own business or in one you are working if in you are unable to let people know about your product, or that your services even exist?
Even as an employee, if you aren’t willing to promote your virtues, someone who is willing will bypass you on the corporate ladder.

Millionaire Mind | Wealth Files

Welcome to Part 7 of the Millionaire Mind Wealth Files series of posts
In the last post in this series we discussed Wealth Files 5,6 and 7.  Today I would like to discuss the next three

Wealth File #8
Rich people are willing to promote themselves and their value.  Poor people think negatively about selling and promotion

Resenting promotion is one of the biggest obstacles to success.  People who have issues with selling and promotion are usually broke.  How can you create a huge income in your own business or in one you are working if in you are unable to let people know about your product, or that your services even exist?
Even as an employee, if you aren’t willing to promote your virtues, someone who is willing will bypass you on the corporate ladder.

I was listening to an Inner Circle recording recently from my business and the guy that was talking was saying from a very young age he realised that the richest people he knew were salesmen so he learned to overcome his shyness and become a salesman.

Harv says that these are the issues that people may have a problem with promotion from.

  • Bad experiences – usually where you have had people promoting to you inappropriately , doing a hard sell or at an inopportune time.
  • Disempowering experience – where you have been rejected.  In this instance, your distaste for promotion is merely a projection of your own fear of failure and rejection
  • Past parental programming – told as a child it was impolite to “toot your own horn”.  Rich people are willing to extol their virtues to anyone who will listen and hopefully do business with them as well
  • Beneath them – High and mighty syndrome – The feeling in this case is that if people want what you have, they should somehow come and find you.

Rich people are always excellent promoters.  They can and are willing to promote their products, their services and their ideas with passion and enthusiasm.  What’s more they are skilled at packaging their value in a way that is extremely attractive.

So if you want to be rich you have to learn how to get out there and promote yourself and your business or products.

Wealth File #9
Rich People are bigger than their problems.  Poor people are smaller than their problems

Poor people will do anything in their power to avoid problems.  They see a challenge and they run in the opposite direction. The irony is in their quest to make sure they do not have have problems, they have the biggest problem of all ….They are broke and miserable.  The secret is not to avoid, get rid or shrink from your problems.  The secret is to grow yourself so you are bigger than any problem.

The size of the problem is never the issue – what matters is the size of you.  If you want to make a permanent change, stop focusing on the size of your problems and start focusing on the size of you.

The bigger the problems you can handle, the bigger the business you can handle, the bigger the responsibility you can handle, the more customers you can handle, the more money you can handle and ultimately the more wealth you can handle.

One of the reasons rich people are bigger than their problems is because they focus on their goals not on the problems.  Again the mind generally focuses on one predominant thing at a time meaning that if either you are whining about the problem or you are working on the solution.  Rich and successful people are solution oriented; They spend their time and energy strategising and planning the answers to challenges that come up, and creating systems to make certain that problem doesn’t occur again.

The bottom line is that if you become a master at handling problems and overcoming obstacles, what can stop you from success?  The answer is nothing! And if nothing can stop you, you become unstoppable! And if you become unstoppable, what choices do you have in your life? The answer is all choices.  If you are unstoppable, anything and everything is available to you.  You simply choose it and it’s yours! Hows that for Freedom?

Wealth File #10
Rich People are excellent receivers. Poor People are poor receivers

How good are you at receiving compliments? Do you feel worthy of receiving them and just accept them or do you always have to compliment back.

I can give a great example of this.  My girlfriend when we were first getting to know her hated receiving any gifts because as a child she had pumped into her that she was a taker.  It was bad to be a taker.  She felt totally unworthy of gifts.  Over time we have raised her self esteem and now she lovingly receives gifts and no longer tries to work out how much she has to give back in monetary value.

Harv tells us that us a child we got used to the idea of punishment if we did wrong, so as an adult, the conditioning of punishment is so ingrained that because there is no one around to punish because we are imperfect we punish ourselves by “you were bad today so no money”  as the equivalent of “you were bad today so no candy”

Remember if you say you’re worthy you are.  If you say you’re not worthy, you’re not.  Either way you will live into your own story.

One of Harv’s sayings is

“If a hundred-foot oak tree had the mind of a human it would only grow to be 10 foot high”

Whoever decided that it was better to give than receive was simply bad at math.

There must be an equal amount of receiving for an equal amount of giving.  Remember for every giver there must be a receiver and for every receiver there must be a giver.

Rich people work hard and believe it’s perfectly appropriate to be well rewarded for their efforts and the value they provide for others.  Poor people work hard, but due to their feelings of unworthiness, they believe that it is inappropriate for them to be well rewarded for their efforts and the value they provide.

If you are still worried then remember that Money will only make you more of what you already are.   If you are already a good and honest person money will just make you more so.

If you want to start receiving what you are worth then you have to own your business.  The business I am involved in provides this amazing blog platform for doing your blogging on and all the tools you need to run a business, any business.

Click any of the banners on this page and lets do this together.
This blog contains excerpts from Secrets of the Millionaire Mind by T Harv Eker

The Sifuna Family – My Kenyan Family

Today I am going to do a passion piece about a family I have met online called the Sifuna Barasa’s.

I met Peter chatting online on Facebook early this year and have been involved with the family ever since.

Peter and I just started chatting and he started to teach me Kiswahili the native official language of Kenya.

Peter told me that he was a security guard at a resort 575km away from his family home near the town of Bungoma.  He showed me pictures of his wife and four beautiful daughters that he was missing dreadfully.

One day while we chatting he tells me that he has to rush home quickly because his mother has just been diagnosed with cancer and has to have an operation.  At this stage he is earning the minimum wage in Kenya of around $120 US a month I think it was about 18500 Kenya Shillings.  The bus fare home was about 3000 Kenya Shillings so it was a huge expense every time Peter had to go home.

At this time when Peter is home he manages to lease the only piece of land he possesses to pay for for his mother’s hospital treatment.  His mother had a successful operation and as a result we thought all would go ok from here.  Peter went back to his workplace and started work again.  About this time his bosses came to him and said because the tourist trade was pretty low at the moment they were going to lower the wages of most of their staff to part time rates so suddenly Peter’s monthly salary was lowered to the equivalent of $70.00 US a month.

Peter is back at his work for another four weeks and he gets another call from his wife Janet to say that their oldest daughter who is nine at the time has been admitted to the Bungoma Referral Hospital with Malaria and the bill for this is going to be 31,000 Kenya Shillings.  At this stage I manage to get the equivalent of about $3000 Kenya Shillings over to Peter so he can catch the bus home and another friend of mine also manages to send a similar amount over.  This enables Peter to get home and see his  daughter however it does not make a dent in the hospital bill.

Now the trouble starts.

While Norlan is in hospital she has her 10th birthday and then she is officially discharged by the hospital.  Now you would think that when someone is officially discharged they can go home but not in this case.

The hospital then told Peter because he could not pay the bill.  This all happened at the end of June, because Norlan turned 10 on the 2nd of July still in hospital.  Peter was told that because the bill could not be paid Norlan would remain confined to hospital however this would also mean the bill would continue to go up daily.

Meet Norlan

Norlan

At this point I put out pleas every where for people to help pay the bill but have little traction, however the other day when talking to my mentor She suggested I do some real research so I did and found that although it was a common practice in Kenya to keep patients or deceased patients families hostage until the bill was paid it was in fact illegal.

I found an article in the Kenya news online about a case where this had happened and it was taken to court and the decision was that this was an illegal  practice.

Here is the article that got things moving.  After finding out this information Peter first presented the hospital staff with this information who gave him a very rough time and then he went to his lawyer who put in action an order to sue the hospital and present an order to the court to get Norlan released from hospital after  she had been held hostage there since July.

Here is Peter’s own words

just got home from meeting the lawyer, and he went to court to sue the hospital and present a court order to release our lovely daughter Norlan before Friday and clear the outstanding bill later, he adviced me not to waste much time on research rather give him time to fight our battles, i spoke to the person who was our manager told him a bout my case and in good faith he send me ksh 10000, which will refund him later i gave to the lawyer, so far things are going on well, if there will be no changes dear, Norlan will be released before Friday, your brilliant advice has positively worked in a very short time,Janet has never failed to ask me say jambo to you and your mume, bless.

The next bit of news

was to the office of the lawyer, he submitted a court order to the hospital where Norlan is held hostage asking them to release Norlan as soon as possible and allow us pay the bill when we can, and not to increase the bill any farther, so hopefully dear Norlan could be released tomorrow if things go the way are moving, we thank God because of you dear, Janet has said jambo to both of you, bless
And the news I got this morning

Mzuri sana most dear rafiki Leonie, sorry for delay to respond dear, today was very busy day for us, but eventually Norlan was released from hospital after being there for some months, my wife was moved to tears in disbelieve after Norlan was safely handed over to us after confirming she is ok and stable, she mentioned your name several times while thank God through for the effort while made our daughter released, she was excited to re join the family after missing them for some months, we held a part for her, she is okay, we left the bill of 2500$ in hospital, which we should try to pay up to December 31st, no additional charges, harassment from the hospital till we freely pay the bill either once or in installment, may God greatly reward you and our most lovely friend brother Alan.

At this news both Alan I burst into tears.  It was such wonderful news.

Also during this time Peter lost his job at the resort where he was working because it was taken over by new owners so is currently seeking work closer to home.  I have encouraged him to be closer to his family and not have such a great travel cost.

Now with the bill at a finalised amount I need your help to pay it.  I have set up a givealittle page which accepts credit cards.  All money raised will be sent to Peter via Western Union so the bill can be paid.

Please go and check it out here.  At the moment it says it still needs to be donor verified which means that two more people need to make a donation.  Once that happens then the site will be available in the search engines.

Thank you for your time and support

Have a great day

Millionaire mind | Wealth Files Part 6

If something bad happens to you e.g. a redundancy do you look at it as an obstacle or an opportunity?

Rich people see potential growth and they focus on rewards. Poor people see potential loss, and focus on the risks.

Millionaire Mind | Wealth Files

 

This is the sixth post on things I have learned from “Secrets of the Millionaire Mind”

Last post I talked about the first four Wealth Files.  Today I am going to talk about the next three.
These Wealth Files  are from ‘Secrets of the Millionaire Mind” by T Harv Eker

Wealth File #5
Rich People Focus on Opportunities. Poor People focus on Obstacles

If something bad happens to you e.g. a redundancy do you look at it as an obstacle or an opportunity?

Rich people see potential growth and they focus on rewards.  Poor people see potential loss, and focus on the risks.

Poor people generally make choices based on fear, their minds are constantly scanning for what is wrong or could go wrong in any situation.  Their primary mind-set is what if it doesn’t work? Or more often, “It won’t work.” Middle class people are slightly more optimistic.  Their mind-set is “I sure hope this works.”

Rich people expect to succeed, they have confidence in their abilities, creativity and believe that if stuff goes wrong they will find another way to succeed.

Rich people focus on what they want, while poor people focus on what they do not.  Remember what you focus on expands.  Because rich people focus on the opportunities in everything, opportunities abound for them.

Your field of focus determines what you find in life.

For me when I was made redundant I focussed on it as an opportunity.  For me it was a chance to put some serious work into this business, doing blogging etc.  It was also an opportunity for me to experience to some degree the life I want to lead of freedom.  Now work opportunities are coming my way so I will not have the freedom again but will keep working on that in my own time.

Harv Eker says if you want to get rich focus on making, keeping and investing your money.  If you want to be poor, focus on spending your money.

Rich people do research quickly, and then take action.  Poor people are known to do the research and then keep doing the research without ever taking action.

Rich people trust that once they are in the game they can make intelligent decisions in the present moment, make corrections, and adjust their directions along the way.

Wealth File #6
Rich People admire other rich and successful people.  Poor people resent rich and successful people.

How do you look at rich people?  Do you look at them and want to associate with them and learn from them or do you think they are bad in some way?  If you think rich people are bad you will never be rich.  You need to change that mental programming.

Me, personally I am loving my association with rich people and am soaking up as much of their knowledge as I possibly can. When I look back at my history my husband and I have always been around rich and successful people.  Over the years we have met some very rich people, and our first real introduction was our first multi-level marketing company. We have always enjoyed spending time with the top earners and have made an effort to do so in every other business we have been associated with.  To me rich people are my mentors, they have done it, so I am going to follow in their footsteps as much as possible.

The truth is resenting the rich is one of the surest ways to stay broke.  Instead of resenting the rich we need to start admiring the rich blessing them and loving them.  That way when you become rich other people will admire you, bless you and love you instead of resent the heck out of you the way you might do them now.  One of the sayings in in Hawaii based on old Huna Wisdom is

“Bless that which you want.  If you see a person with a beautiful home, bless that person and that home.  If you see a person with a beautiful car, bless that person and bless that car. If you see a person with a loving family, bless that family and bless that person.  If you see a person with a beautiful body bless that person and bless their body.  In other words Bless that which you want”

 

Wealth File #7
Rich People Associate with positive, successful people.  Poor people associate with negative or unsuccessful people

Take a look at the people around you.  What sort of people are they? Do they celebrate the success of others or do they put down their success?

Harv Eker says the fastest and easiest way to create wealth is to learn exactly how rich people, who are masters of money, play the game.  The goal is simply model their inner and outer strategies.  If you take the exact same actions and have the exact same mind-set, chances are good you will get the exact same results.

Here is Harv’s answer if the loved ones you are closest too are negative

“First don’t bother trying to get negative people to change. That’s not your job.  Your job is to use what you have learned to better yourself and your life.  Be the model, be successful, be happy, then maybe – and I stress Maybe- they’ll see the light (in you) and want some of it.  Again, energy is contagious.  Darkness dissipates in light. People actually have to work hard to stay “dark” when light is all around them.  Your job is simply to be the best you can be.  If they choose to ask the secret, tell them.

Second keep in mind another principle that is taught in another of Harv’s courses “everything happens for a reason and that reason is there to assist me.” Yes it is difficult to be positive and conscious around people and circumstances that are negative, but that’s your test! Just as steel is hardened in the fire, if you can remain true to your values while others around you are full of doubt and even condemnation, you’ll grow faster and stronger”

Did you know that most people earn within 20% of the average income of their closest friends?  That’s why you’d better watch whom you associate with and choose whom you spend your time with carefully.

“If you want to fly with the eagles, don’t swim with the ducks”

Rich people hang around with winners.  Poor people hang around with losers.  Why? It’s a matter of comfort

 

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If you want to start associating with Rich people like I do, join me so we can both be rich and change the world together.